Page 23 - Credit Builidng Toolkit By Adrean Yancy jr 3

Credit Builder Toolkit

Pros
· It has $0 fraud liability.
· It reports monthly to the three credit Cons
bureaus. · High APR.
· E-statements come with free monthly · Surge charges $40 for late
scores. payment.

· It has credit-building tools for those · Charges up to a $10 monthly
with poor credit scores. maintenance fee after your first 12
· Offers potential credit limit for months.
responsible users in their first six
months.

10. Secured MasterCard from Capital One
Yet another excellent product from Capital One. Have you struggled to find a
secured card with a flexible security deposit to help build your credit or a secured
MasterCard that allows you to make a lower deposit? Then, look no further;
Secured MasterCard from Capital One is the solution. With a Capital One Secured
MasterCard, consumers will be able to apply for credit bigger than their deposit. In
contrast, most credit cards require that you have a cash security deposit.

What's more, a Secured MasterCard from Capital One reports your credit history to
the three major credit bureaus. This is important for anyone building or rebuilding
their credit. And because it is widely used and accepted in several locations globally,
it makes it a perfect choice for anyone.

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