Page 21 - Credit Builidng Toolkit By Adrean Yancy jr 3

Credit Builder Toolkit

Reward: 1% cashback
Interest rate: No APR
Deposit requirements: $0

Pros
· Zero-interest and fee rate.
· No credit history requirements.
· Reports to the three major credit bureaus.
Cons
· The waiting period before your application can be approved.

9. Surge Credit Card
If a fast and easy application process is the only thing required to choose a credit
card, none comes close to a Surge credit card. Within seconds of your application,
this credit card will present you with a result. Surge credit cards give consumers
some degree of purchasing power that most cards do not have.

It also offers consumers 1% cashback on every purchase, something too uncommon.

Also, since it is committed to helping you build a strong credit score, Surge reports
monthly to the three credit bureaus, and when you subscribe to an e-statement, you
get a free monthly score. This way, you will constantly monitor and know where
and how to improve your score on time.

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