Page 16 - Credit Builidng Toolkit By Adrean Yancy jr 3

Credit Buidling Toolkit

While it does not offer you a reward program to earn some cashback, it doesn't
charge you an annual fee. Although it is the best design for those with average credit,

it is also a good fit for anyone willing to build their credit history. You are covered in
case of a lost or stolen card; you won't be liable if there's any fraudulent purchase.

And to help you quickly build your credit scores, Platinum Capital One MasterCard
provides you with several credit tools starting with Creditwise—a credit monitoring
tool. Feel like giving Platinum Capital One MasterCard a try? Here you go.
Rewards: None

Interest rate: 26.99% variable APR
Annual Fee: None
Deposit Requirements: $49 - $200 refundable security deposit.

Pros
. No annual fee charges.
. Offers prequalification.
. Consumers enjoy travel benefits.
. $0 fee for international transactions.
. Unlimited access to Creditwise to monitor and build your credit score.
. Access to a higher credit limit after maintaining a good record in your first five

months.

Cons
· High variable APR.
· It has no reward program.

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