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Credit Builder Toolkit
8. Tomo Credit Card
Only one card offers zero APR, and zero-fee yet provides a cashback reward
program. That card is Tomo. Tomo cards do not require your credit history
whatsoever. So, if you have an abysmal record or no record at all, then consider
applying for a Tomo credit card now. Not only that, the card offers as huge as a
$10,000 credit card limit.
Also, with no SSN, you are still eligible to apply for this card. This means that even if
you are an immigrant without either SSN or TIN looking to build your credit scores,
you can successfully apply for a Tomo credit card designed to help you build credit
seamlessly. Tomo reports to all the three major bureaus. Tomo prides itself as the
first and only card to provide expedited autopay.
While it does not check your credit history, you will have to link a bank account.
Tomo says there are other variables like your phone number, email, and the amount
in your bank account to determine whether you are eligible or not.
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