Page 22 - Credit Builidng Toolkit By Adrean Yancy jr 3
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Credit Building Toolkit
The card has an initial fee ranging from $300 - $1000, and with responsible use, like
paying your bills on time, you could get a limited upgrade in the first six months.
Furthermore, with its $0 fraud protection, there is no need to have a sleepless night
if you lose your card, as the card will only charge you for the purchase you made
and not for fraudulent acts done with your cards by others.
However, the major setback with Surge credit card is that it charges high fees and
could be expensive to maintain. Hence, it is essential to note that you should only
try this card if you have a poor credit score and need an unsecured credit card.
Reward: 1% on all purchase
Interest rate Annual fee: $25.9- $29.995 variable APR
Deposit requirement: No deposit requirement since it is unsecured
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