Page 19 - Credit Builidng Toolkit By Adrean Yancy jr 3
P. 19
Credit Builder Toolkit
Rewards: Yes (1% on other things you purchase, and 2% gas & restaurants)
Interest Rate: 11.99% - 22.99% variable APR
Annual fee: $0
Deposit Requirements: A minimum deposit of $200
Pros
. $0 annual fee. Cons
. It offers free credit monitoring. · $200 minimum deposit to get
. Free monthly credit score statement. started.
. Free SSN alert numbers for consumers. · Consumers may have a hard time
. You can earn 1% cashback on all using it outside the U.S.
purchases.
· It helps build your credit history with
the three major bureaus. · Offers low credit lines that might
delay consumer's time in building
credit.
. 2% cashback on $1000 combined
spend in a gas station and restaurants.
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