Page 31 - Credit Builidng Toolkit By Adrean Yancy jr 3

Credit Building Toolkit

Chase Sapphire Preferred Card

Financial experts opined that the earlier you start building your credit score, the better.
Since with Chase Sapphire Preferred credit card, there is no age limit to adding
authorized users; you can help your loved ones, regardless of age, improve or build their
credit scores and still earn twice the cashback.

Did we just mention earlier that Discover It to be one of the best? Well, yes. That is
because the Chase Sapphire Preferred card is simply the best you can get anywhere,
especially if you travel a lot. Because with this card, consumers get 2 points on every
dollar spent on traveling and restaurants. You also get 1 point for every dollar spent on
other purchases.

One of the mind-blowing perks about this card is that when you spend up to $4000 in

your first three months, you earn yourself 100,000 points. Do you know what 100,000
points are worth? That is a whopping $1,250. Besides that, if you earn points or bonuses
with other cards, you can transfer them to your Chase Sapphire Preferred Card.

● Annual fee: $95
● Reward: Yes
● Regular APR: $15.99% - $22.99%
● Intro APR: 0% for months

● Credit recommendations: Good, Excellent 28