Page 4 - HWS 2021 Benefit Guide
P. 4

Benefit basics


                                                    Benefit                       Tax Treatment        Who Pays
        The company pays for some of your
        benefits and you share the cost for         Medical and Pharmacy             Pretax           HWS & You
        others, as shown here.                      Dental                           Pretax           HWS & You

                                                    Vision                           Pretax              You
                                                    Health Savings Account           Pretax              You

                                                    Flexible Spending Accounts       Pretax              You
                                                    Basic Life and Accidental
                                                    Death & Dismemberment            After-tax           HWS
                                                    (AD&D) Insurance
                                                    Voluntary Life and AD&D          After-tax           You
                                                    Insurance
                                                    Short-Term Disability              N/A               HWS
                                                    Long-Term Disability               N/A               HWS

                                                    Legal Plan                       After-tax           You
                                                    Identity Theft Protection        After-tax           You
                                                    401(k) Retirement Savings Plan   Pretax              You



















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