Page 5 - MB Aerospace Benefit Guide + Notices 2021

Eligibility

Employees who work at least 30 hours per week are eligible for the benefits described in
this guide.

Most benefits are effective on your date of hire as long as
you enroll within 30 days. The following dependents are Important notice if you use nicotine/tobacco
also eligible:
Going nicotine- and tobacco-free is one of the
΅ Your legal spouse most important steps you can take to maintain
΅ Your children up to age 26 good health. If you enroll in our medical plan and
you use tobacco/nicotine or have used tobacco
Changes to your benefits products during the last six months, you will be

Generally, you may only make or change your existing required to pay a tobacco surcharge of $300 per
benefit elections as a new hire or during the annual year in addition to your regular medical premiums.
open enrollment period. However, you may change
your benefit elections during the year if you experience
an event such as:
΅ Marriage, divorce or legal separation Spousal Surcharge
΅ Birth or adoption of a child If your spouse has an option to enroll in coverage
΅ Loss or gain of other coverage by the employee or elsewhere, you will be subject to a $600 annual
dependent surcharge.
΅ Eligibility for Medicare or Medicaid

You have 31 days from the qualified life event to make
changes to your coverage. Depending on the type of
event, you may need to provide proof of the event, such as
a marriage license. If you do not make the changes within
31 days of the qualified event, you will have to wait until the
next open enrollment period to make changes (unless you
experience another qualified life event).

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