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PAYMENT POLICY for Immediate Need Today™
            PAYMENT POLICY for Immediate Need Today™




                PAYMENT IS DUE BEFORE OBITUARY PLACEMENT & RENDERING OF SERVICES
        The Simple Choice™ . . . Is The Inclusive Service Option
          This payment policy, not available with the online option, is intended to avoid a financial burden.
             This  service  can  be  formal  or  informal,  held  at  our  funeral  home,  your  place  of
             worship or a meaningful location of your choosing hosted by the Staab Family &
                                     Payment Options = Payment in Full
             Associates.


             The  visitation  &  funeral  as  well  as  gathering  &  memorial  service  are  ways  to
        Option (A) Single Payment In Full:
             celebrate life..
            Fully funded pre-paid contract with Staab Funeral Home , cash, check, ACH, VISA, Discover or Master
                                                                        ®
            Card. STAAB  is not a licensed lender, therefore cannot accept installment payments. Co-signers are
                           ®
             The difference between these services is the deceased person is present at a funeral
            required if there is no legally responsible relative or more than one payor. Obituary placement and
             and not present at a memorial.
            rendering of services are without delay.
             Cremation takes place either after a funeral service or before a memorial service,
        Option (B) Two Step Process 60% + Balance = Payment In Full:
             followed by a graveside service held at the final place of honor such as a cemetery.

            Step (1)       60% cash, check, ACH, VISA, Discover or Master Card.
             The sanctity of human life is respected and honored by choosing either service.
            Step (2)       Balance Due/collateral assignment, provided by the client family/beneficiary(s), payable
              Graveside services commonly conclude the event. confirmed  by  the  insurance  company(s)  in
                           to Staab Funeral Home   acknowledged  &

                                                    ®
                           writing verifying a death benefit sufficient to pay the balance. Co-signers are required if
                           there is no legally responsible relative or more than one payor.
                           Obituary placement and rendering of services may be delayed.
        The Online Choice™ Is The Cost Efficient Service Option

             This  New  Era  Option,  Honoring  Life™,  provided  by
        Other Payment Sources Including Deceased Assets: STAAB ,  is  created  for  the
                                                                                           ®
             online  consumer  and  reduces  the  upfront  cost  of  the  basic  services  of  funeral
             In the event the deceased’s estate or legal settlement is the only asset, the purchaser and or client
             director & staff for the personal visit, personalization, guidance and facilities.
             family shall pay the funeral costs in full before obituary placement & rendering of services.
             The client family shall then file a claim with the estate for reimbursement.
             Cremation  First as well as Burial  First™ are online options with cost efficiencies
                                 ®
             complemented  by  the  “A  la  carte”  menu  of  goods  and  services  enhancing
             Bank, employer advances and/or an Advanced Death Benefit (ADB) may be attainable if requested a
             by the client family.
             celebration Honoring Life™.



        Illinois Department Of Human Services (IDHS) (Public Aid):
        The Four Steps
             If the deceased is an active or eligible recipient, our associates will assist the client family in filing the
        Step #1 You Initiate at StaabOnline.com / General Price List / Goods & Services Guide
             reimbursement claim or under certain circumstances file the IDHS (Public Aid) Vendors claim only.

            There may be a delay of several business days to verify eligibility.
        Step #2 You Complete the Information Data Fields / Positive ID Protocol Begins
            Burial benefits are, from time to time, suspended by the State of Illinois.
        Step #3 You Complete the Selection of Goods & Services and “A la carte” Options
            Eligibility & other details shall be reviewed to facilitate the appropriate claim.
        Step #4 You Make Payment in Full / Validated by Licensed Staab Family Associate
            Additional details may be available at http://www.dhs.state.il.us
            Additional information may be available at http://www.dhs.state.il.us
            Should additional funding assistance be needed, a Compassion Funding™ campaign can be set up
             Should additional funding assistance be needed, a Compassion Funding™ campaign can be set up
            online and shared via Facebook.
             online and shared via Facebook.


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