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PAYMENT POLICY for Planning Ahead Today™
PAYMENT POLICY for Planning Ahead Today™

PAYMENT DUE BEFORE OBITUARY PLACEMENT & RENDERING OF SERVICES
The Simple Choice™ . . . Is The Inclusive Service Option
This payment policy, not available with the online option, is intended to avoid a financial burden.
This service can be formal or informal, held at our funeral home, your place of
worship or a meaningful location of your choosing hosted by the Staab Family &
Payment Options = Final Expense Deposit
Associates.

Option (A) Single Payment Or Flexible Payment Plan:
The visitation & funeral as well as gathering & memorial service are ways to
Cash, check, ACH, VISA, Discover, Master Card or Pre-Authorized Bank Account Debit shall be
celebrate life..
deposited in accordance with the Illinois Funeral or Burial Funds Act.
The difference between these services is the deceased person is present at a funeral
An Advanced Death Benefit (ADB) may be attainable if requested by the client family from their
and not present at a memorial.
insurance company.

Cremation takes place either after a funeral service or
Obituary placement and rendering of services are without delay. before a memorial service,
followed by a graveside service held at the final place of honor such as a cemetery.

The sanctity of human life is respected and honored by choosing either service.
Option (B) Two Step Process 60% + Balance = Final Expense Deposit:

Graveside services commonly conclude the event.
Step (1) 60% cash, check, ACH, VISA, Discover, Master Card or Pre-Authorized Bank Account
Debit shall be deposited in accordance with the Illinois Funeral or Burial Funds Act.
Single payment or a flexible payment plan is available.
The Online Choice™ Is The Cost Efficient Service Option
a) The greater amount of 60% or total “A” on the Pre-Need Funeral Contract and
This New Era Option, Honoring Life™, provided by STAAB , is created for the
®
Assignment form may be a single payment or a flexible payment plan.
online consumer and reduces the upfront cost of the basic services of funeral
Step (2) Balance Due/collateral assignment, provided by the client family/beneficiary(s), payable
director & staff for the personal visit, personalization, guidance and facilities.
to Staab Funeral Home acknowledged & confirmed by the insurance company(s) in
®

Cremation First as well as Burial First™ are online options with cost efficiencies
writing verifying a death benefit sufficient to pay the anticipated balance at the time of
®
need. An Advanced Death Benefit (ADB) may be attainable if requested by the client

complemented by the “A la carte” menu of goods and services enhancing a
family from their insurance company.
celebration Honoring Life™.
Obituary placement and rendering of services may be delayed with Option (B).

The Four Steps
Funded Pre-Need Funeral Contract & Assignment Revisions/Changes:
Step #1 You Initiate at StaabOnline.com / General Price List / Goods & Services Guide
Unusual circumstances may arise at the time of need. Should this be the case, the next of kin or
legally responsible person typically has the following options absent a Judicial Order:
Step #2 You Complete the Information Data Fields / Positive ID Protocol Begins
1) STAAB shall provide the goods and services as selected and agreed by the Purchaser.
®
Step #3 You Complete the Selection of Goods & Services and “A la carte” Options
2) Apply the death benefit towards the revised goods and services selected at today’s prices.
Step #4 You Make Payment in Full / Validated by Licensed Staab Family Associate
3) Cash refund, if any, shall be subject to the following provisions and regulations; Purchase
Contract, Illinois Funeral or Burial Funds Act and the Illinois Department of Human
Services (Public Aid). If the deceased is an active public aid recipient, the unused cash
refund shall be paid directly to the State of Illinois.

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