Page 122 - Demo

state wise gross advances
2,50,000 2,00,000 1,50,000 1,00,000
50,000 -
8.2.3. advances distribution by activity
1 Priority sector (i+ii+iii+iv+v+vi+vii+viii+iX)
I Agriculture (IA+IB+IC+ID)
II MSMEs (i)+(ii)+(iii)+(iv)+(v)
III Export Credit
IV Education
V Housing
VI Renewable Energy
VII Social Infrastructure
VIII 'Others' category under Priority Sector
IX Net PSLC
3 non-Priority sector Loans (i+ii+iii+iv+v)
I Agriculture
Out of Agriculture, Loans against Negotiable Warehouse Receipts (NWRs)
II Education Loans
III Housing Loans
IV Personal Loans under Non-Priority Sector
V Other Non-Priority Sector Loans
4 total Loans (1+3)
8.2.4. Priority sector Lending (PsL) compliance
OSP
sl. no
categories
disbursements during the Quarter
outstanding at the end of the Quarter
no. of a/cs
amount disbursed
no. of a/cs
no. of beneficiaries
balance o/s
700,676
250,778
195,053
-
36,933
-
-
217,912
21,384
10
-
-
924
1,200
19,250
722,060
290,945
98,334
87,637
-
33,599
-
-
71,376
-
30,293
8
-
-
7,771
1,147
21,367
321,239
4,571,020
1,610,359
886,858
-
2
296,066
-
-
1,777,735
201,510
208
-
-
8,880
9,477
182,945
4,772,530
4,292,167
1,542,302
758,603
-
2
288,742
-
-
1,702,518
146,121
208
-
-
8,667
8,949
128,297
4,438,288
796,953
195,997
235,440
-
2
181,107
-
-
344,408
-160,000
618,376
10
-
-
57,560
8,920
125,437
1,415,330
The licensing conditions for SFBs require that PSL composition of a bank’s asset book is a minimum of 75% of the total portfolio. While there is a quarterly monitoring of pSl in total and category-wise, the final compliance to pSl is reckoned on a yearly basis i.e. March 31, 2020. For computing PSL, the Bank takes the ANBC of corresponding quarter of the previous year.
The ANBC as on the corresponding date of the preceding year i.e. March 31, 2019 was `1,062,276 Lakhs. The Priority Sector lending was maintained at 75.02% as a percentage to ANBC. The Bank ended up having an overall surplus of `246 lakhs and sufficient surplus in each sub-category except for the pSl Agri sub category. pSlC worth `20,000
120 | AnnuAl RepoRt 2019-20
Tamil Nadu Karnataka West Bengal Maharashtra Gujarat Bihar Haryana Rajasthan Uttar Pradesh Assam Punjab Odisha Delhi Jharkhand Kerala Madhya Pradesh Tripura Pondicherry Chhattisgarh Uttarakhand Chandigarh(UT) Meghalaya Himachal Pradesh Goa