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HUMAN RESOURCES

Understanding the Importance of Preventive Health Care

When it comes to healthcare, most people act re-actively instead of proactively. They won't go to the doc-
tor until they're sick and they won't take care of their body until problems start to arise.

Avoid High Medical Expenses

It is a lot less expensive to practice preventive healthcare than to only seek help when there is a problem.
Preventive care will either catch diseases before they become too serious, or it will inform you of problem
areas to be mindful of, which can prevent future diseases all together. Consider that seven out of 10
deaths every year are attributed to chronic illnesses, such as diabetes and heart disease—which are pre-
ventable and/or manageable with screenings and appropriate healthcare.

Maximizing your Blue Cross Blue Shield Medical Plan’s Preventive Care Benefits

Preventive care services are typically available at no charge when you visit a medical provider in our BCBS
health plan network. Even if you haven’t met your deductible, Blue Cross Blue Shield picks up 100% of the
bill for these services.

Below are General Preventive Visits that are Covered:

• Immunizations and vaccines to prevent infections and illnesses such as flu and tetanus
• Screenings and tests for high blood pressure, high cholesterol, breast cancer (for women over 40)
and colorectal cancer (for adults over 50)
• Routine checks
 physical exam through BCBS
 well-woman exam through BCBS
 vision exam through BCBS
 preventive dental exam through Delta Dental

If you have signed up for the following voluntary benefits, you can receive money just for completing your
preventive visits!

• Critical Illness through SunLife = $50
• Hospital Indemnity through MetLife = $50
• ShareCare sign up and complete RealAge test = $100

Contact AskHR@loram.com for details!

Volume 3 : Issue 3 Page 18