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Sustainable Development Framework and Policy

Governance and Economic Aspect

Goal: Driving a Sustainable Business

Commitment: To create sustainable returns by operating on strong corporate

governance and risk management foundations of international standards,
while focusing on value creation for society through sustainable products
and investments.

Governance and Economic Aspect comprises 7 main policies as follows:

1) Responsible Insurance Product Offering

Considering environmental, social and governance criteria in designing insurance
products and services to encourage responsible behavior, developing products that
incorporate ESG factors such as healthy lifestyle and safe behavior and sustainability-
related initiatives and technologies, providing customers with appropriate premium

rates and timely, adequate, and relevant insurance coverage as well as ensuring
accessibility and inclusiveness of insurance products and services to achieve broad
reach across all segments of society, while addressing needs of specific groups.

This policy addresses the UN Sustainable Development Goals (SDGs):

2) Sustainable Investment on ESG Issues

Investment policies that consider environmental, social and governance/economic
(ESG) factors, including climate-related solutions. This includes responsible investment
guidelines and allocating investments to support ESG-linked initiatives.

This policy addresses the UN Sustainable Development Goals (SDGs):

Corporate Sustainability Integration Department I Muang Thai Life Assurance Public Company Limited 13