Page 14 - 2021 Sample Benefit Booklet
P. 14
LONG-TERM DISABILITY (LTD)
UNUM
LTD insurance provides a source of income protection to provide a level of financial security should you
become unable to work. Based on your earnings the plan provides a maximum monthly benefit of $6,000. The
benefit duration is to Social Security Normal Retirement Age as long as the definition of disability it met.
Standard Plan H
Scheduled Benefit Percentage 66 2/3%
Maximum Monthly Benefit $6,000
Benefit Waiting Period 60 days
Benefit Duration To normal social security retirementage
Own Occupation Period 2 years
Pre - Existing Condition Exclusion 3 months treatment/12 monthsinsured
14
