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70 THE CREDIT GAME
and require a lot of work, however, since the amounts of these loans
are often very large.
A clever refinancing may save your family $100,000 or more if done
properly, but this can usually only be done with the help of an expert.
When taking an interest in refinancing or getting a loan modification, it
is important to have a trusted expert on your side. Some companies
can offer refinancing deals and loan modifications that sound great in
the advertisement, but which contain hidden details in the fine print
that can leave you worse off than you were before in the interest of
profiting the company.
When seeking an expert to help you with a refinancing or loan
modification, look for an expert who is trusted by people you trust and
who has reason to have your best interest in mind. You may be able to
accomplish something extraordinary—but like all of life’s greatest
achievements, you probably will not be able to succeed alone.