Page 6 - Benefits Guide 2022 EPO

Getting Started

Helpful Tips & Reminders
• Be sure to choose the right coverage level, such as If I Am Already Enrolled and Not Making Any
individual or family and gather the correct information Changes, Do I Have to Complete the Open
for your dependents such as social security numbers Enrollment Process?
and birth dates. No, this is a PASSIVE enrollment. Your previous
• Make sure your address and personal information is benefit elections will roll into the new plan year if you
current. If your information is not up-to-date, you may do not make changes or decline coverage. However,
miss out on important information such as insurance employees must make ACTIVE elections for Flexible
cards, plan documents, health notices, etc. Spending Accounts (“FSA”) for the 2022 Plan Year to
• Need to change your beneficiary? Open Enrollment continue coverage. If you do not make FSA elections
is an excellent time to ensure that the person your 2022 benefits WILL NOT ROLL OVER; your FSA
designated as your Life/AD&D beneficiary is correct; benefits will terminate on 12-31-2021.
please update it in ADP. In order to update your 401k
beneficiary you must log directly into the Fidelity If I Want to Decline Coverage, Do I still Need to
website at www.401k.com. Complete the Open Enrollment Process?
• Visit each vendor’s website for additional information. Yes. It is important that the People Operations
Don’t forget to review each plan’s provider directory. Department has a record of your decision. Please
• You may select any combination of medical, dental keep in mind that if you decline coverage, you won’t
and / or vision plan coverage categories. For example, be able to elect coverage during the year unless you
you could select medical coverage for you and your have a special qualifying event such as a marriage,
entire family, but select dental coverage only for divorce, birth or adoption of a child, or loss of other
yourself. coverage.
• Benefit premiums are deducted on a pre-tax basis,
which lessens your tax liability. Can I Drop or Change Plans During the Plan Year?
• Avoid making quick decisions — enroll through ADP No. Changes can only be made if there has been a
early! qualifying life event. Examples include marriage,
• Did any of your covered children reach their 26th divorce, birth of a child, or change in employment
birthday this year? If so, they are no longer eligible status.
for benefits unless they meet specific criteria.

When Does Coverage Begin? Important Notice
The elections you make are effective January 1, 2022 -
December 31, 2022. We will continue with semi-monthly premium
deductions for the 2022 plan year. Non-exempt
New Hires: Coverage starts the first day of month (hourly) employees will have their premiums
following your date of hire. waived for pay dates April 29th and September
30th of 2022.

6