Page 185 - Keys to College Success
P. 185

get $mart






         READ THE FINE PRINT



         Complete the following on paper or in digital format.
         Use your reading skills to make sure you understand your bank’s policies about the account you use most (checking or
         savings). Look up your type of account on your bank’s website, and read the rules. Then answer the following questions.
           1.  Can you make withdrawals and deposits online without a fee?
           2.  Can you make withdrawals and deposits in the bank without a fee?
           3.  Can your transfer money electronically between accounts?
           4.  Is there a monthly fee? If so, how much is it?
           5.  Is there a limit for checks, debits, or ATM transactions? If so, describe it.
           6.  Describe any other fees or rules involved (such as minimum balance).
           7.  What happens if a check you write bounces? What if someone else’s check bounces?
           8.  What happens if you overdraw your account? If overdraft protection is available, how much does it cost?






                                   Match Strategies to Different Subjects

                                   If your college has general education (Gen Ed) requirements, you may have to take a wide
                                   variety of courses. Know how to approach reading materials in different academic areas.

                                   Math and science
                                   Math and science textbooks move sequentially, so your understanding of later material
                                   depends on how well you learned material in earlier chapters. Try the following strategies
                                   to get the most from your textbooks, and get extra help right away when you are confused.

                                   Interact with math material by writing.  As you read through problems and solu-
                                   tions, highlight important information and examples. Work out missing problem steps
                                   on paper. Draw sketches to help visualize the material. Write questions for your instruc-
                                   tor or fellow students.

                                   Pay attention to formulas.  Math and science texts contain formulas that express
                                   general rules and principles. Try to learn the ideas behind each formula. Always do the
                                   practice problems, using the formulas to make sure your understanding sticks.

                                   Use memory strategies to learn science.  Science textbooks are packed with field-spe-
                                   cific vocabulary (for example, an environmental science text may refer to the greenhouse
                                   effect). Use mnemonic devices, test yourself with flash cards, and rehearse aloud or silently.
                                   Consider solving all sample problems.  Risk a little extra work for the reward of greater
                                   comprehension. The more problems you do, the more solid your understanding will be.

                                   Social sciences and humanities
                                   Courses in the social sciences and humanities prepare you to be a well-rounded person,
                                   able and ready to fulfill your responsibilities to yourself, your family, and a free democ-
      6                            racy. They also prepare you for the workplace by focusing on critical thinking skills,
      CHAPTER   148                civic and historic knowledge, and ethical reasoning. As you study these disciplines, use
                                   critical thinking to identify themes and connect what you know to learn new material.
   180   181   182   183   184   185   186   187   188   189   190