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               YOUR PERSONAL RELATIONSHIP WITH MONEY



               Complete the following on paper or in digital format.

               Think about how you relate to money and why. Answer the following questions.
                 1.  Do members of your family discuss finances? If they do, what do they talk about? If they do not discuss finances, why
                   do you think that is?
                 2.  Do you spend money on things you want but do not need? If and when you do, how do you feel before, during, and
                   after the purchase? One week later?

                 3.  How does the topic of money make you feel?
                 4.  How often, and how regularly, do you actively manage your money?
                 5.  What do you feel are your biggest problems with money?
                 6.  Do you borrow money from friends or family? If so, how do you pay it back—on time or not, all at once or in smaller
                   amounts, not at all?

                 7.  Do you talk with friends and family about money problems? Why or why not?
                 8.  Based on your answers, how would you summarize your relationship with money in a short paragraph?







               HOW WILL YOUR WORK
                          in this course serve you?


               You leave this course with far more than a final grade and credit hours on your
               transcript. You leave with a set of skills and attitudes that open the door to success
               throughout life.

               Continue to Grow as a Risk-Taker and Thinker

               Finishing this course is the beginning of your career as a calculated risk taker and a
               successfully intelligent learner. How can you stay motivated to keep thinking and risk-
               ing? Earlier in this text, you may have completed a self-assessment to examine your
               levels of development in 20 characteristics that promote action and productive risks.
               According to Sternberg, successfully intelligent people: 12
                   1.   Motivate themselves.  They make things happen, spurred on by a desire to suc-
                    ceed and a love of what they are doing. They rarely need others to tell them
                    what to do.
                   2.  Learn to control their impulses.  Instead of going with their first quick response,
                    they sit with a question or problem. They take time to let ideas surface before
                    making a decision.                                                                                  Thriving in a Diverse Global Community
                   3.   Know when to persevere.  When the reward is worth the effort, they push past
                    frustration and stay on course. They also recognize when they’ve hit a dead end
                    and shift gears in response.



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