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TPA Members,



                   The Association’s AD&D insurance policy was recently renewed.


                   If you complete and return the yellow American Income Life (AIL)
                   Beneficiary Designation card, an AIL field representative will be
                   contacting you to discuss supplemental benefits.  Not returning the
                   card will not affect your benefits.



                   Also, AIL has a zero tolerance policy in regards to misrepresentations,
                   overly aggressive behavior, and they are committed to respectful
                   treatment.  Should you have any concern, please document the
                   information and submit it to us for forwarding and handling.


                   Thank you,



                   Erwin Ballarta
                   Executive Director





















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