Page 8 - Luminex 2020 BLUE Triangles 12pg Guide w_Notices Final

VOLUNTARY BENEFITS

OFFERED THROUGH PRUDENTIAL

CRITICAL ILLNESS INSURANCE

Help protect yourself, your family and your budget from the financial impact of a critical illness by choosing Prudential’s Critical
Illness insurance. Critical Illness insurance can help safeguard your finances by providing you with a lump-sum payment when your
family needs it most. The payment you receive is yours to spend as you see fit and in addition to any other insurance you may have.

REASONS TO CHOOSE PRUDENTIAL’S CRITICAL ILLNESS INSURANCE:
• Dependent coverage for your spouse and children.
• Convenient payroll deduction ensures continuous, worry-free coverage.
• Coverage that can go with you if you leave your employer.
• Benefit amount: You have the choice of selecting $10,000, $20,000 or $30,000 (Guaranteed Issue coverage).
• Prudential will pay a health screening benefit of $50 per covered person per calendar year.

HOW CAN HAVING PRUDENTIAL’S CRITICAL ILLNESS INSURANCE PLAN BENEFIT YOU AND
YOUR LOVED ONES?
Prudential’s Critical Illness insurance provides a lump-sum payment if you or a covered family member is diagnosed with one of the
following medical conditions and meets the policy and certificate requirements:

• Full Benefit Cancer • Renal Failure
• Partial Benefit Cancer • Alzheimer’s Disease
• Heart Attack • Major Organ Failure
• Stroke • And any of the other 24 listed conditions
• Severe Coronary Artery Disease

ACCIDENT INSURANCE

Accidents can happen anytime, anywhere. Today’s active lifestyles may make you more susceptible, too. You can’t plan for accidents,
but you can be better prepared financially to handle them when they do occur. That is why Luminex is offering Accident Insurance
through Prudential so you can focus more on your recovery and less on your finances.

REASONS TO CHOOSE PRUDENTIAL’S ACCIDENT INSURANCE:
• You and your eligible family members are guaranteed acceptance.
• Competitive group rates.
• Convenient payroll deduction ensures continuous, worry-free coverage.
• You can take your coverage with you if your employment status changes.

HOW CAN HAVING PRUDENTIAL ACCIDENT INSURANCE BENEFIT YOU?
This plan provides a lump-sum payment for over 150 different covered events, such as these:

• Fractures • Skin grafts
• Concussions • Coma
• Dislocations • Torn knee cartilage
• Cuts/lacerations • Broken teeth
• Second and third degree burns • Ruptured cuff
• Eye injuries
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