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METLIFE AUTO/ HOME INSURANCE

• With this benefit, when you insure your car, boat or motorcycle, you can enjoy:
» Special employee discounts
» Discounts for superior driving and length of employment
» Identity protection services at no cost
» You can switch coverage now…no need to wait until your current coverage expires
METLAW LEGAL INSURANCE

• MetLaw makes it simple to get the legal advice and the representation you need without draining your finances. This group
benefit features:
» Affordable assistance for a wide range of legal needs, including wills and other estate planning documents, real estate
matters, traffic offenses, adoptions, debt collection defense and much more
» Low monthly cost for unlimited use and no copays when using a Network Attorney
» Easy access to more than 14,000 professionally selected Network Attorneys
METLIFE PET INSURANCE

• Pet insurance provides benefits for veterinary treatments related to accidents and illnesses, including cancer
» Guaranteed acceptance - no medical review is required
» Use of any veterinarian worldwide, including specialists and emergency providers
» Benefits that renew in full each year
401(K) PROGRAM

Saving for retirement is important, which is why Luminex offers the Vanguard 401(k) program to eligible employees.

Vanguard is one of the world’s largest investment management companies. They set themselves apart from other firms by their
unwavering focus on investors. Vanguard operates on three core values: integrity, focus and stewardship.

Integrity: Vanguard is owned by its funds, which in turn are owned by shareholders. This protects everyone’s interests and upholds
the highest ethical standards every day.

Focus: To insure the best interest of their clients, they embody a long-term perspective investment philosophy. This philosophy
emphasizes time-tested principles of asset allocation, diversification and low costs.
Stewardship: Vanguard understands their clients entrust them with a huge responsibility – to invest money. They are committed to
keep costs low, prudently manage risk, and always striving to make it easier for others to do business with them.
Luminex has partnered with a team off fiduciary advisers at HighTower to provide free financial services to our employees. They
can help with questions like: How much should I be saving to have an adequate retirement? Am I invested in the right funds based
on my risk tolerance? I have other financial goals – how do I priorities them? Those interested in these services can reach out to
HighTower directly at 401kadvisor@htfpa.com.

See your local Human Resources department for more information and how to enroll or make changes to your 401(k).

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