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CBA Board of Directors, CBA office, Thursday, April 20, 2:00pm-4:00pm Page 22.
1) Do bank customers and the public benefit from the proposal?
2) Does the proposal enhance the broad competitive environment?
a) Does the proposal achieve or maintain equal competitive ground rules among the various
types of competing financial institutions?
b) Does the proposal provide the opportunity for competitive financial viability and
profitability regardless of bank size?
3) If the proposal is not pro-competitive, is it otherwise demonstrably necessary to achieve a
healthy business climate or safe and solvent financial institutions?
4) Does the proposal promote individual responsibility and freedom?
5) Does the proposal reduce or limit government regulation or scope?
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Colorado Bankers Association 140 East 19th Avenue, Suite 400, Denver, Colorado 80203
Phone: 303.825.1575, Fax:303.825.1585, www.ColoradoBankers.org, www.SmallBizLending.org, www.FinancialInfo.org
Creating a stronger economy and helping Coloradans realize dreams by building better banks.

