Page 22 - TOIEC-Advanced-Part-1

TOIEC Speaking
Part 1 6

Credit card users around the globe nowadays are

growing in numbers so fast.

Instead of spending cash at hand, it is more

convenient and economical to use this electronic card

in shopping and having a vacation.

Although, some credit card companies and banks that

have the most consumer-friendly practices have

changed and started punishing their customers

unfairly.

There have been many complaints about high interest

rates, for those who cannot control the use of credit

cards and also for those who don't pay their bills.

But if you have a good credit history then you should

get a good and fair rate.