Page 23 - TOIEC-Advanced-Part-1

TOIEC Speaking
Part 1 6

Credit card users around the globe nowadays / are

growing in numbers so fast. ↘ //

Instead of spending cash at hand,/ it is more

convenient / and economical / to use this electronic

card / in shopping and having a vacation. ↘ //

Although, / some credit card companies and banks /

that have the most consumer-friendly practices / have

changed / and started punishing their customers

unfairly. ↘ //

There have been many complaints about high

interest rates, / for those who cannot control the use

of credit cards / and also for those / who don't pay

their bills. ↘ //

But if you have a good credit history / then you should

get a good / and fair rate. ↘ //