Page 19 - THE SCAM OF RICHES

Well, before you get your next income you need to call a meeting with yourself and

ask yourself the following questions:

Who am I?

What are my major hopes, dreams and aspirations?

If I continue as I am now, will I ever achieve my dreams?

If not, what can I begin to save from today towards my dreams?

What expenses can I scale down, so that I can save more?

You see, it’s important to save, but not just to save but to have a BUDGET.

And to make a budget, you need to first track your total expenses for at least 30

days. Write down everything you spend money on and every single person you give

money to and the amounts involved. Write it all down in a notebook. You will have

to carry the book around, so that you can write entries down immediately they occur

because if wait till later in the day, you may well have forgotten the details or the

amounts involved.

You need to find out what exactly you are spending your money on every month. It

will prove to be quite a revealing exercise.

You may find out you are spending a fortune on credit and data alone. You may be

shocked out of your skull to discover the huge amount you are spending on feeding

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