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                                    How does a healthcare FSA work?A healthcare FSA is a flexible spending account that allowsyou to set aside pre-tax dollars for eligible medical, dental,and vision expenses for you and your dependents, even ifthey are not covered under your primary health plan.You choose an annual election amount, up to $3,300. At thebeginning of the plan year, your account is pre-funded andyour full contribution is immediately available for use. Yourelection amount is then deducted from your paychecks inequal installments throughout the year.Why should I enroll in a healthcare FSA?Almost everyone has some level of predictable and nonreimbursable medical needs.If you expect to incur medical expenses that won%u2019t bereimbursed by another plan, you%u2019ll want to take advantage ofthe savings this plan offers. Money contributed to ahealthcare FSA is free from federal and state taxes andremains tax-free when it is spent on eligible expenses. Onaverage, participants enjoy a 30% tax savings on their annualcontribution. This means you could be saving up to $900 peryear on healthcare expenses!How do I use my FSAto pay for healthcareexpenses?You can use your OCA Debit Cardto pay your providers for eligiblehealthcare expenses, or pay withyour personal funds and submita claim for reimbursement.Participating in a healthcare flexible spending account (FSA)is like receiving a 30% discount from your medical providers.Healthcare FSADon%u2019t lose the chance to put upto $900 back into your pocketthis year!40
                                
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