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In-Network Benefits Out-of-Network BenefitsSelect a dentist or specialist from the network Select any dentist or specialistPay less for covered services because network dentists haveagreed to offer services at lower negotiated rates.You may save on out-of-pocket costs for many services notcovered under your plan. Network Dentists have agreed to offerour customers discounted fees for all procedures on their feeschedules. (Not available in all states).Network dentists will submit claims for you.All network dentists have met Carrier credentialing requirementsbased on national standards.Your out-of-pocket expenses will generally be higherbecause out-of-network dentists have not agreed to offercarrier customers negotiated rates.Depending on your plan design, out-of-network dentistsmay bill you the difference between the payment theyreceive from your carrier and their usual fees.You may have to file your own claims.Please refer to your Summary of Benefits for specific plan details, any age frequency limitations, and a complete listof exclusions and limitations.Use your planto receivedental careCall: (800) 452-9310DeltaDentalNJ.com/FADMember Services:Click on the links to access each item beloDENTAL PLANYour Dental Benefits Explained:Dental insurance helps you and your family maintain good oral health by covering a variety of dental services.like preventive care cleanings, exams, and X-rays. This coverage also help pay for basic treatments like fillingsand extractions, and major procedures like crowns, dentures and pediatric orthodontia. Dental insurance makesit easier to stay on top of your oral health, catch problems early, and avoid expensive emergencies later on.44