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Your benefits cover a lot of prescription medications, but how much you pay for them, and how muchyour health plan covers, is determined by a system of %u201ctiers.%u201d The quality is the same no matter whereyou are, but the higher you go on these tiers, the more expensive and/or hard to access themedication may be.Saving Money on Your MedicationsWhy pay more for your medications?Opt for Mail DeliveryYou can save time and money by getting your medications shipped directly to you through a mail-orderservice. You can have a larger quantity, usually a 90-day supply, regularly shipped to your door.Shop aroundSome pharmacies offer less expensive medications. Try calling pharmacies inside warehouse clubs ordiscount stores to see if they offer a lower price. Shopping around could pay off.Try over-the-counterFor colds, headaches, and other common conditions, over-the-counter medications can sometimes workjust as well as prescription ones%u2014and cost a lot less, too.Ways to Save on Medical ExpensesStay with in-networkproviders and facilitiesVisit an urgent care centerinstead of the ER for nonlife-threatening healthconcernsUse a convenience careclinic (inside supermarkets,pharmacies and other retailstores) for routine careAccess 24/7 telehealthservices for a range ofhealth conditionsMedical InsuranceDental InsuranceVision InsuranceEmployer-Paid BasicEmployee Life & AD&DEmployer-Paid Short-TermDisabilityEmployer-Paid Long-TermDisabilityCompanyContributionsMaximize your tax savings with pre-tax benefits. This helps reduce your out-of-pocket expenses whileproviding valuable coverage.11Medical InsuranceDental InsuranceVision Insurance401(k) Retirement PlanVoluntary Life InsuranceAccident InsuranceCritical Illness InsuranceHospital Indemnity InsuranceLegal InsuranceIdentity Theft ProtectionPet InsuranceRoth 401(k) Retirement PlanEmployee Pre-TaxContributionsEmployee Post-TaxContributions