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Refer to your full plan summary for details on covered services.19Filing a Claim:Be sure to reach out directlyto MetLifeMetLife Claim forms will beprovided.You and your doctor will berequired to provide detailsabout your claim.www.metlife.com/(888) 608-6665Accident InsuranceArdena offers Accident Insurance to help cover costs from accident-related injuries, including medicalexpenses, lost income, child care, and deductibles. Coverage is available for you, your spouse, and children,providing financial support for the entire family in the event of an accident.DislocationsFracturesDental RepairBurnsLacerationsAccidental Death & DismembermentDiagnostics & Hospital StaysQualified SurgeriesAdditional Injuries Such as EyesThis plan pays cash benefits directly to you.Covered BenefitsCritical Illness InsuranceThis plan pays cash benefits directly to you.Covered BenefitsHeart AttackInvasive/Non-invasive CancerComplete BlindnessCoronary BypassStrokeSevere BurnsEnd-Stage Kidney DiseaseSkin CancerMajor Organ FailureLoss of HearingLoss of SpeechComaArdena offers Critical Illness coverage, providing a lump sum payment if you're diagnosed with a coveredillness. You can use the funds for medical bills, lost income, travel, child care, or other related expenses.Coverage amounts range from $10,000 or $20,000 increments. Coverage is available for you, and yourspouse.Hospital Indemnity InsuranceArdena offers Hospital Indemnity Insurance to help cover costs fromillness or injury, such as lost income, child care, and medical expenses.The High Plan offers a higher daily payout. Coverage is available for you,your spouse, and children.This plan pays cash benefits directly to you.Covered BenefitsSicknessAccidentsRoutine Pregnancy/complicationsMental and nervous disordersSubstance abuseSupplemental PlansAccidentCritical IllnessHospital IndemnityThis is a fixed indemnity policy, NOT health insurance. This fixedindemnity policy may pay you a limited dollar amount if you're sick orhospitalized, but you are still responsible for paying the cost of your care.