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The Real Estate Local Buzz                                                                May 1st,                          Page 3  Page 2
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            Don't Skip These
             Important Estate           Lessons from a 1,000-Year-Old Cherry Tree
             Planning Tasks




         You may not be subject to estate
         tax, which is applied to estates
         with values that exceed the
         exclusion limit set by law, but
         that does not mean you should
         avoid estate planning.
         Here are five tasks for everyone
         to consider that fall under estate
         planning.
         Check your beneficiaries. If          Thinking About Selling and Don't Know Where To Start?
         you have filled out beneficiary
         designation  forms  for  your                                          Contact us today to request
                                                       The Seller's Handbook, The Ultimate Guide To Sell Your Home
         financial accounts (such as your
                                               at not cost to you with not obligations, and when you are ready just give us a call
         life insurance or 401(k) plan),
                                               and we'll be right there in a day and time that best works for you. We're available
         they override any other estate
                                                                  anytime to to answer your questions and concerns.
         planning documents, so review
         them and ensure they are up to  The springtime waltz of    name     of   mono     no    Miharu, Fukushima, it       things, but she'll also
         date.                           cherry blossom flowers     aware,        or       an    has    survived    much     see good. Life is layers,
         Create  two   wills.  That  is  through the air is a       "acceptance     of    the    adversity, including the    layers of bad and good."
         correct: two wills. You need a  time-honored tradition     transient nature of life     2011         earthquake,    Its blossoms may fade
         living will to indicate how you  in Japan. A national      and     beauty."     This    tsunami,             and    every    year,   but   the
         would like to be cared for if you  festival is dedicated to  awareness     of    the    subsequent        nuclear   strong    roots   of   the
         become unable to express your
                                         their beauty, attracting   impermanence           of    reactor meltdown. It's      Takizakura     and   trees
         wishes, and you need a last will
                                         visitors from far and      things leads to a greater    caretaker,      Sidafumi    like it remain firm. In
         and testament to explain how
                                         wide.    But    as   the   appreciation     of   the    Hirata, believes the tree   this   duality   lies   an
         you'd like your assets distributed
                                         blushing blooms only       fleeting moments that        to be an emblem of          uplifting message. Yes,
         after your death.
                                         last an average of two     make up the present.         enduring        strength,   it reminds us of the
         Draft two powers of attorney.
                                         weeks,    a   sense   of   However, the symbolic        inspiring others to stand   ever-changing nature of
         You also need two powers of
                                         bittersweet reflection is  trees also carry another     tall amidst the chaos of    life      but,       most
         attorney to indicate who will
                                         attached      to     the   lesson.                      life. "This tree has lived  importantly,          that
         handle your affairs if you are
                                         historically   symbolic    Takizakura       is    an    so long, and the longer     difficult    times    will
         incapacitated. One will specify
                                         cherry     trees.    The   ancient    cherry     tree   you live, the more bad      always pass. If we lay
         who   will  handle  healthcare
         decisions,  and  another  will  emotion is well noted      famed for its resilience.    events you see," Hirata     strong foundations and
         specify  who    will   handle   in Japanese art and        Over the course of its       told an interviewer. "So    stand    firm,   we   can
         financial  matters.  You  can   poetry and goes by the     1,000-year life span in      she will see more bad       weather any storm.
         designate one person to handle
         both.                                             Roasted Apple Fall Salad
         Designate    guardians      if
                                         Here’s a fresh addition to your  Salt and pepper to taste
         necessary. If you have children,
                                         warm fall meal. Serves 8       Salad:
         you will want to name a
                                         Apples:                        1 package baby spinach
         guardian to look after them (day
                                         4 medium Fuji or Gala apples,  4 ounces fresh goat cheese
         to day and financially) if you are
                                         quartered and seeded           1/2 cup dried cranberries
         unable to care for them.
                                         2 tablespoons olive oil        1/2 cups chopped pecans, toasted
         Name an executor. When you
                                         1/2 teaspoon nutmeg            Preheat oven to 375 degrees.
         die, your executor will make
                                         1/2 teaspoon black pepper      Place apples, olive oil, nutmeg, pepper, and
         sure your assets are distributed
                                         1/2 teaspoon cinnamon          cinnamon on a baking sheet and toss to coat evenly.
         in accordance with your will.
                                         Dressing:                      Roast 20-30 minutes or until tender. Remove and
         You   can  specify  a  family
                                         2 tablespoons apple cider      cool completely. Set aside.
         member or a professional, such             2x3.5 Buisness Card Ad
                                         vinegar                        In a small bowl, whisk the dressing ingredients
         as a bank trust officer.
                                         2 tablespoons olive oil        until blended. Place spinach in a salad bowl and
         Just be sure to tell your executor
                                         1 tablespoon maple syrup       toss with the dressing, roasted apples, cheese,
         that you have named him or her.
                                         1/2 teaspoon red pepper flakes  cranberries, and pecans. Serve immediately.
         Remember to seek legal advice.
                                         (optional)
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