Page 9 - FEN Course Catalog_2020

Money as You Grow Book Club

Time: 1.5 hours

Training Purpose:
1. To provide an overview of how to adopt a family-oriented
financial education program that moves households along a
forward-moving trajectory that begins with being banked.

By the end of the training, you will be able to:
1. Understand the program components for hosting a family
book club.
2. Choose money books by key ideas.
3. Choose icebreakers and handouts that align with the money
topic.
4. Evaluate your Money as You Grow Book Club.

“An investment in knowledge pays the best interest.” ~ Benjamin Franklin

Homeownership Strategies and Gap Financing

CEU Credit: Pending
Time: 1 day

Training Purpose:
1. To provide an understanding of the advantages and
disadvantages of homeownership.
2. To identify the steps to buying a home.
3. To know where to find resources to mitigate the risk of
foreclosure.

By the end of the training, you will be able to:
1. Identify homebuying partners, the buying process,
financing options, mortgage criteria, and costs.
2. Explain homebuying terminology—gap financing,
amortization, balloon payment, an asset test, earnest
money, escrow, debt/income, and loan-to-value ratios.
3. Explain the home negotiation and closing process.
4. Give an example of predatory lending.

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