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Don’t Make Me Say I Told You So 31
1 Ruth Helman, Nevin Adams, Craig Copeland, and Jack VanDerhei. “The
2013 Retirement Confidence Survey: Perceived Savings Needs Outpace
Reality for Many.” Employment Benefit Research Institute, Issue Brief, No.
384, March 2013. http://www.ebri.org/pdf/briefspdf/EBRI_IB_03-13.
No384.RCS2.pdf
2 Phillip P. Sielatycki. “When Seeking Help from a Financial Advisor.”
Ameriprise Financial Services, Inc., 2005. http://cdn.ameriprisecontent.
com/cds/alwp/advisor/phillip.p.sielatycki/cmy- documentswhen-
seeking-help-from-a-financial-advisor634399376098050488.pdf
3 Ruth Helman, Nevin Adams, Craig Copeland, and Jack VanDerhei. “The
2013 Retirement Confidence Survey: Perceived Savings Needs Outpace
Reality for Many.” Employment Benefit Research Institute, Issue Brief, No.
384, March 2013. http://www.ebri.org/pdf/briefspdf/EBRI_IB_03-13.
No384.RCS2.pdf
4 Kelly Evans and Sarah E. Needleman. “For Older Workers a Reluctant
Retirement.” The Wall Street Journal, December 8, 2009. http://online.wsj.
com/article/SB126022997361080981.html
5 Courtney Coile and Phillip B. Levine. “Recessions, Reeling Markets, and
Retiree Well-Being.” National Bureau of Economic Research, June 2010.
http://www.nber.org/papers/w16066.pdf
Chapter 1: The New Retirement
