Page 132 - 2021 ANNUAL REPORT draft

Loans and advances to customers is analyzed below:

In thousands of Gambian Dalasi Dec.-2021 Dec.-2020

Corporate lending 259,545 519,729
Small business lending 15,635 7,418
Consumer lending 748,141 504,323

1,023,321 1,031,470
Less: Allowance for ECL

Overdraft 12,706 11,046
Loans 45,821 61,991
Others - -
58,527 73,037
Total 964,794 958,433

Loans and advances to customers is analysed below:
Dec-2021

Rest of
In thousands of Gambian Dalasi Gambia Africa Outside of Africa Total
Loans to individuals
Overdraft 43,370 - - 43,370
Loans 704,771 - - 704,771
Others - - - -
748,141 - - 748,141
Loans to non-individuals
Overdraft 43,240 - - 43,240
Loans 231,940 - - 231,940
Others - - - -
275,180 - - 275,180
Total 1,023,321 1,023,322

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Guaranty Trust Bank (Gambia) Limited Financial Statements December 2021