Page 67 - GTBank Annual Report 2020 eBook

Overdraft 14,531 23,327 - 37,858
Others - - - -
FV of collateral 528,151 506,612 - 1,034,763
Amount of
under-collateralization:
Loans - - - -
Overdraft - - - -
Others - - - -
- - - -
Net Loans - 129,130 - 129,130
Amount of
under - collateralization on net
loans - - - -

Credit quality of stage 3 loans

Loans to Loans to Non- Loans to
Individual individual Banks Total
Gross loans:
Loans 12,601 44,139 - 56,740
Overdraft - - - -
Others - - - -
12,601 44,139 - 56,740
Impairment:
Loans 6,464 43,128 - 49,592
Overdraft 89 140 - 229
Others - - - -
6,553 43,268 - 49,821
Net Amount:
Loans 6,048 871 - 6,919
Overdraft - - - -
Others - - - -
6,048 871 - 6,919
FV of collateral1:
Loans 364,919 709,372 - 1,074,291
Overdraft 17,156 27,542 - 44,698
Others - - - -

FV of collateral 382,075 736,914 - 1,118,989
Amount of
under-collateralization:
Loans - - - - Annual Report 2020

Guaranty Trust Bank Gambia Limited www.gtbankgambia.com 65