Page 63 - GTBank Annual Report 2020 eBook

Credit Risk
Exposure to
off-balance
sheet items
Financial Mining,
oil &
Classification Education institution Government Manufacturing gas Others Total

Financial
Guarantees - 281 100 1,000 1,294 40,774 43,449
Other Loan
Commitments - 98,385 3,000 - 295,598 312,525 709,508
Total - 98,666 3,100 1,000 296,892 353,299 752,957

2019
Credit Risk
Exposure to
on-balance Construction
sheet items / Financial Mining,
oil &
Classification real estate institution Government Manufacturing gas Others Total
Cash and
cash
equivalents - - 825,138 - - - 825,138
- Balances
held with other
banks - 439,871 - - - - 439,871
- Money
market
placements - 536,482 - - - - 536,482
-
Loans and
advances to
customers:
Loans to
individuals:
Overdraft - - - - - - -
Loans - - - - - 349,997 349,997
Others - - - - - -
Loans to
corporate
entities:
Large
corporate
customers - 10,651 10,700 103,444 71,050 510,269 706,114
SMEs - - - - - - -
Other - -

Debt
instruments:
Treasury Bills
and Bonds - - 3,593,966 - - - 3,593,966
Annual Report 2020

Guaranty Trust Bank Gambia Limited www.gtbankgambia.com 61