Page 67 - GTBANK GAMBIA ANNUAL REPORT 2021
P. 67

Amount of
                                                                                        -                  -
                                     -      -
         under - collateralization on         net loans



        Credit quality of stage 3 loans

                                                     Loans to         Loans to Non-       Loans to
                                                   Individual          individual         Banks              Total
          Gross loans:   Loans
                                                        15,053                    31,970                   -               47,023
          Overdraft                                             -                             -                     -                        -
          Others                                                -                             -                     -                        -

                                                      15,053                      31,970                  -               47,023
          Impairment:   Loans
                                                         1,585                       3,506                   -                  5,091
          Overdraft                                             -                             -                     -                        -
          Others                                                -                             -                     -                        -
                                                           1,585                      3,506                 -                  5,091
          Net Amount:

          Loans                                       13,468                      28,464                 -                41,932
          Overdraft                                             -                             -                     -                        -
          Others                                                -                             -                     -                        -
                                                      13,468                      28,464                  -                41,932
          FV of collateral1:
          Loans                                                  -                  -                   -                         -
          Overdraft                                               -                 -                  -                         -
          Others                                                    -                    -                     -                        -
          FV of collateral                                        -                 -                   -                         -
          Amount of  undercollateralisation:

          Loans
                                                                    -                    -                     -       47,023
          Overdraft                                                 -                     -                     -                        -
          Others                                                    -                     -                     -                        -
                                                                    -                     -                     -                        -
          Net Loans                                   13,468                      28,464                   -                41,932
          Amount of
         undercollateralisation on net loans
                                                       13,468                28,464                     -       41,932

     Annual Report 2021


          www.gtbankgambia.com                                     Guaranty Trust Bank Gambia Limited             67
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