Page 65 - GTBANK GAMBIA ANNUAL REPORT 2021
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Credit quality of stage 1 loans
Loans and advances to customers
Individuals Non-individuals
Rating Loans Loans Aggregate
Overdraft Overdraft
Others Others
Total
Exceptional capacity 4 12,000 - 5 - - 12,009
Very strong capacity 43,366 677,353 - 43,235 193,265 - 957,219
Strong repayment - - - - - -
capacity
Acceptable risk - 80 - - 2 - 82
43,370 689,433 43,240 193,267 969,310
Impairment (4,720) (7,743) 0 (35,645) (48,108)
Total 921,202
38,650 681,690 43,240 157,622
The fair value of the collaterals securing loans and advances in this stage are as follows;- Loans to Individuals:-
GMD723,363
Loans to Non Individuals GMD1, 843,780
Total GMD2, 567,143
Annual Report 2021
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