Page 61 - GTBANK GAMBIA ANNUAL REPORT 2021

Credit risk exposures relating to off-balance sheet assets are as follows:

Dec.-2021 Dec.-2020
GMD'000 GMD'000

Financial Guarantees 105,783 43,449
Other Loan Commitments 764,853 709,508
Total 870,636 752,957

Credit risk exposures by sector:

2021
Credit Risk
Exposure to
on-balance Financial Mining,
sheet items
oil &
Classification Education institution Government Manufacturing gas Others Total
Cash and
cash
equivalents
- - 1,142,796 - - - 1,142,796
- Balances held
with other
banks - 257,457 - - - - 257,457
- Money
market
placements - 372,434 - - - - 372,434
Loans and
advances to
customers: - - - - - - -
Loans to
individuals:
Overdraft - - - - - -
Loans - - - - - 733,849 733,849
Others - - - - - - -
Loans to
corporate
entities:
Large
corporate
customers - 9,180 33,341 96,252 - 92,172 230,945
SMEs - - - - - - -
-

Annual Report 2021

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