Page 71 - GTBANK GAMBIA ANNUAL REPORT 2021

are reported to ALMAC as appropriate. In addition gap cumulative gap over total assets is not expected to
reports are prepared monthly to measure the maturity exceed 20%.
mismatches between assets and liabilities. The

Gross nominal (undiscounted) maturities of financial assets and liabilities

Dec-21
Gross Less More

3 to 6 6 to 12 1 to 5 than
Carrying nominal than
In thousands of Gambian inflow/ 5
Dalasi amount 3 months months months years years
outflow

Financial assets Cash
and cash equivalents
2,779,488 2,779,488 2,779,488
- - - -
Financial assets held for
trading - - - - - - -
Derivative financial assets
- - - - - - -
Debt instruments:

– FVOCI 4,322,864 4,322,864 977,264 979,806 2,365,794 - -
– Amortized cost 1,479,536 1,479,536
- 1,479,536
- - -
Assets pledged as collateral
- - - - - - -
Loans and advances to banks
- - - - - - -
Loans and advances to 964,794 964,794 146,540 33,188 119,748 533,261 132,058
customers
Restricted deposits and other 59,834 59,834 59,834
assets - - - -

9,606,515 9,606,515 3,963,125 1,012,994 2,485,542 2,012,797 132,058

Financial
liabilities
- - - - - - -
Deposits from
banks
Deposits from 8,616,620 8,616,620 3,177,772 348,501 5,090,347
customers - -
Financial
liabilities held - - - - - - -
for trading
Derivative
financial - - - - - - -
Annual Report 2021
liabilities

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