Page 75 - GTBANK GAMBIA ANNUAL REPORT 2021

The Bank has adopted the use of the Standardized Approach for calculating its required market risk capital.
Dec-21
More
Carrying Less than 3 to 6 6 to 12 1 to 5
than
In thousands of Gambian amount 3 months months months years 5 years
Dalasi
Financial assets
Cash and cash equivalents 2,779,488 2,779,488 -
- - -
Financial assets held for -
trading - - - -
-
Derivative financial assets -
- - - -
-
Debt instruments Debt
instruments: -
– FVOCI 4,322,864 977264 979,806 2,365,794
- -
– Amortized cost 1,479,536 - 1,479,536
- -
-
Assets pledged as collateral 0
- - - -
-
Loans and advances to banks 0
- - - -
-
Loans and advances to 964,794 146539.9 33187.8104 119,748 533,261 132,058
customers
Restricted deposits and other 59,834
assets 59,834
9,606,515 3,963,125 1,012,994 2,485,542 2,012,797 132,058
Financial liabilities
Deposits from banks -
- - - -
-
Deposits from customers 3,177,846 348,509 5,090,465
8,616,820 - -
Financial liabilities held for -
trading - - - -
-
Derivative financial liabilities -
- - - -
-
Other liabilities - 355,410
355,410 - - -
Debt securities issued - - -
- -
8,972,230 0
348,509 5,445,875 0

Annual Report 2021
Gap (asset - liabilities) 785,279 664,485 -2,960,333 2,012,797 132,058

Cumulative liquidity gap 785,279 1,449,764 -1,510,569 502,228 634,285

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