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Death   Benefit  Issue  Age  18  19  20  21  22  23  24  25  26  27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50

                      CV @ age 65  or 10 years¹  $24,619  24,488  24,350  24,206  24,054  23,893  23,724  23,546  23,358  23,159  22,949  22,728  22,496  22,251  21,993  21,724  21,442  21,148  20,843  20,525  20,193  19,845  19,477  19,088  18,675  18,238  17,772  17,277  16,752  16,192  15,597  14,965  14,293  Allstate Benefits is a marketing  name used by American Heritage  Life Insurance Company, a  subsidiary of The Allstate  Corporation. ©2020 Allstate   Insurance Company.  www

                 $70,000
        Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with riders (when available for the issue age):
                      Semimonthly  Premium  $18.70  17.24  17.71  18.29  18.99  19.72  20.68  21.64  22.67  23.74  24.77  25.93  27.21  28.56  30.02  31.71  34.16  36.61  38.01  39.38  41.60  43.84  46.17  48.77  51.83  55.10  58.48  61.69  65.60  69.92  74.58  79.36  84.44  HO Use Only: MD-7311-TNTS-B_STD_-TRUE-60-FA-10000- 70000-10000-PI:E-24x-TI:T-PWP:F-ADB:F-TYT:0-CI:T-CT:F-
            [100%] Accelerated Death Benefit for Chronic Illness (CI)†, and Accelerated Death Benefit for Terminal Illness or Condition (TI)

                      CV @ age 65  or 10 years¹  $21,102  20,990  20,872  20,748  20,618  20,480  20,335  20,182  20,021  19,850  19,670  19,481  19,282  19,072  18,851  18,620  18,379  18,127  17,866  17,593  17,308  17,010  16,694  16,361  16,007  15,632  15,233  14,809  14,359  13,879  13,369  12,827  12,251  Ratecard generated July 6, 2020 - 4:02 PM by IWL rate generator version: 2.43769.
                 $60,000                                                                                           ST:F
                      Semimonthly  Premium  $16.03  14.78  15.18  15.68  16.28  16.90  17.73  18.55  19.43  20.35  21.23  22.23  23.33  24.48  25.73  27.18  29.28  31.38  32.58  33.75  35.65  37.58  39.58  41.80  44.43  47.23  50.13  52.88  56.23  59.93  63.93  68.03  72.38


                      CV @ age 65  or 10 years¹  $17,585  17,492  17,393  17,290  17,182  17,067  16,946  16,819  16,685  16,542  16,392  16,235  16,069  15,894  15,710  15,517  15,316  15,106  14,888  14,661  14,424  14,175  13,912  13,634  13,340  13,027  12,695  12,341  11,966  11,566  11,141  10,690  10,209
               N O N - T O B A C C O   P R E M I U M   R A T E S   A N D   V A L U E S
                 $50,000
                      Semimonthly  Premium  $13.36  12.31  12.65  13.06  13.56  14.09  14.78  15.46  16.19  16.96  17.69  18.52  19.44  20.40  21.44  22.65  24.40  26.15  27.15  28.13  29.71  31.31  32.98  34.84  37.02  39.36  41.78  44.06  46.86  49.94  53.28  56.69  60.31


                      CV @ age 65  or 10 years¹  $14,068  13,993  13,914  13,832  13,745  13,653  13,557  13,455  13,348  13,234  13,114  12,988  12,855  12,715  12,568  12,414  12,252  12,085  11,910  11,729  11,539  11,340  11,130  10,907  10,672  10,422  10,156  9,873  9,572  9,253  8,913  8,552  8,167

                 $40,000   9.85
                      Semimonthly  Premium  $10.68  10.12  10.45  10.85  11.27  11.82  12.37  12.95  13.57  14.15  14.82  15.55  16.32  17.15  18.12  19.52  20.92  21.72  22.50  23.77  25.05  26.39  27.87  29.62  31.49  33.42  35.25  37.48  39.95  42.62  45.35  48.25 ¹ CV @ age 65 or 10 years - Cash Value shown is at attained age 65 or the end of year 10 if later, and assumes all premiums have been paid, no changes have been made to the policy, and there is no policy debt. This rate


                      CV @ age 65  or 10 years¹  $10,551  10,495  10,436  10,374  10,309  10,240  10,168  10,091  10,011  9,925  9,835  9,741  9,641  9,536  9,426  9,310  9,189  9,064  8,933  8,797  8,654  8,505  8,347  8,180  8,004  7,816  7,617  7,405  7,179  6,940  6,685  6,414  6,125 EXCLUSIONS AND LIMITATIONS: Suicide Exclusion - If a covered person commits suicide, the death benefit may be limited to the premiums paid for that covered person. This information is valid as long a

                 $30,000                                                                Other Exclusions and Limitations - The policy and riders (if included) have other elimination periods, exclusions and limitations that may affect coverage.
                      Semimonthly  Premium  $8.02  7.39  7.59  7.84  8.14  8.46  8.87  9.28  9.72  10.18  10.62  11.12  11.67  12.24  12.87  13.59  14.64  15.69  16.29  16.88  17.83  18.79  19.79  20.91  22.22  23.62  25.07  26.44  28.12  29.97  31.97  34.02  36.19  Rates shown are based on Tobacco/Non-tobacco, Issue Age Specific rating structure. SEMIMONTHLY means 24 times per year.



                      CV @ age 65  or 10 years¹  $7,034  6,997  6,957  6,916  6,873  6,827  6,778  6,727  6,674  6,617  6,557  6,494  6,427  6,357  6,284  6,207  6,126  6,042  5,955  5,864  5,769  5,670  5,565  5,454  5,336  5,211  5,078  4,936  4,786  4,626  4,456  4,276  4,084  Please refer to the policy for details. Chronic Illness (ICC18IWLPCI), and Accelerated Death Benefit for Terminal Illness or Condition (ICC18IWLPTI). Details of the insurance, including exclusions, restricti

                 $20,000   4.93  5.06  5.23  5.43  5.64  5.91  6.19  6.48  6.79  7.08  7.41  7.78  8.16  8.58  9.06  9.76  This is underwritten by American Heritage Life Insurance Company (Home Office, Jacksonville, FL).
                      Semimonthly  Premium  $5.35     10.46  10.86  11.25  11.89  12.53  13.19  13.93  14.81  15.74  16.71  17.63  18.75  19.98  21.31  22.68  24.13  For additional information, you may contact your Allstate Benefits Representative. † Issue Ages 18-70 Only for [100%] Accelerated Death Benefit for Chronic Illness (CI).



                      CV @ age 65  or 10 years¹  $3,517  3,498  3,479  3,458  3,436  3,413  3,389  3,364  3,337  3,308  3,278  3,247  3,214  3,179  3,142  3,103  3,063  3,021  2,978  2,932  2,885  2,835  2,782  2,727  2,668  2,605  2,539  2,468  2,393  2,313  2,228  2,138  2,042

                 $10,000   2.47  2.53  2.62  2.72  2.82  2.96  3.09  3.24  3.39  3.54  3.71  3.89  4.08  4.29  4.53  4.88  5.23  5.43  5.63  5.95  6.27  6.60  6.97  7.41  7.88  8.36
                      Semimonthly  Premium  $2.67                      8.82  9.37  9.99  10.66  11.34  12.07



                 Death   Benefit  Issue  Age  18  19  20  21  22  23  24  25  26  27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50





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