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Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with riders (when available for the issue age): Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with riders (when available for the issue age):

[100%] Accelerated Death Benefit for Chronic Illness (CI)†, and Accelerated Death Benefit for Terminal Illness or Condition (TI)

N O N - T O B A C C O P R E M I U M R A T E S A N D V A L U E S N O N - T O B A C C O P R E M I U M R A T E S A N D V A L U E S
Death $25,000 $50,000 $75,000 $100,000 $125,000 $150,000 Death
Benefit Benefit

Issue Semimonthly CV @ age 65 Semimonthly CV @ age 65 Semimonthly CV @ age 65 Semimonthly CV @ age 65 Semimonthly CV @ age 65 Semimonthly CV @ age 65 This section intentionally Issue
Age Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ left blank. Age
18 $6.68 $8,793 $13.36 $17,585 $20.04 $26,378 $26.71 $35,170 $33.39 $43,963 $40.07 $52,755 18
19 6.16 8,746 12.31 17,492 18.47 26,237 24.63 34,983 30.78 43,729 36.94 52,475 19
20 6.33 8,697 12.65 17,393 18.97 26,090 25.29 34,786 31.62 43,483 37.94 52,179 20
21 6.54 8,645 13.06 17,290 19.60 25,935 26.13 34,580 32.66 43,225 39.19 51,870 21
22 6.79 8,591 13.56 17,182 20.35 25,772 27.13 34,363 33.91 42,954 40.69 51,545 22
23 7.05 8,533 14.09 17,067 21.13 25,600 28.17 34,133 35.21 42,666 42.26 51,200 23
24 7.39 8,473 14.78 16,946 22.16 25,419 29.54 33,892 36.93 42,365 44.32 50,838 24
25 7.73 8,409 15.46 16,819 23.19 25,228 30.92 33,637 38.65 42,046 46.38 50,456 25
26 8.10 8,342 16.19 16,685 24.29 25,027 32.38 33,369 40.47 41,711 48.57 50,054 26
27 8.48 8,271 16.96 16,542 25.44 24,813 33.92 33,084 42.40 41,355 50.88 49,626 27
28 8.85 8,196 17.69 16,392 26.53 24,588 35.38 32,784 44.22 40,980 53.07 49,176 28
29 9.26 8,117 18.52 16,235 27.78 24,352 37.04 32,469 46.30 40,586 55.57 48,704 29
30 9.72 8,034 19.44 16,069 29.16 24,103 38.88 32,137 48.60 40,171 58.32 48,206 30
31 10.20 7,947 20.40 15,894 30.60 23,840 40.80 31,787 50.99 39,734 61.19 47,681 31
32 10.72 7,855 21.44 15,710 32.16 23,564 42.88 31,419 53.60 39,274 64.32 47,129 32
33 11.32 7,759 22.65 15,517 33.97 23,276 45.30 31,034 56.62 38,793 67.94 46,551 33
34 12.20 7,658 24.40 15,316 36.60 22,973 48.80 30,631 60.99 38,289 73.19 45,947 34
35 13.07 7,553 26.15 15,106 39.22 22,659 52.30 30,212 65.37 37,765 78.44 45,318 35
36 13.58 7,444 27.15 14,888 40.72 22,332 54.29 29,776 67.87 37,220 81.44 44,664 36
37 14.07 7,331 28.13 14,661 42.19 21,992 56.25 29,322 70.32 36,653 84.38 43,983 37
38 14.86 7,212 29.71 14,424 44.57 21,635 59.42 28,847 74.27 36,059 89.13 43,271 38
39 15.66 7,088 31.31 14,175 46.97 21,263 62.63 28,350 78.28 35,438 93.94 42,525 39
40 16.49 6,956 32.98 13,912 49.47 20,868 65.96 27,824 82.45 34,780 98.94 41,736 40
41 17.42 6,817 34.84 13,634 52.25 20,451 69.67 27,268 87.09 34,085 104.51 40,902 41
42 18.51 6,670 37.02 13,340 55.53 20,009 74.04 26,679 92.55 33,349 111.07 40,019 42
43 19.68 6,514 39.36 13,027 59.04 19,541 78.71 26,054 98.39 32,568 118.07 39,081 43
44 20.89 6,347 41.78 12,695 62.66 19,042 83.54 25,389 104.43 31,736 125.32 38,084 44
45 22.04 6,171 44.06 12,341 66.10 18,512 88.13 24,682 110.16 30,853 132.19 37,023 45
46 23.43 5,983 46.86 11,966 70.28 17,948 93.71 23,931 117.14 29,914 140.57 35,897 46
47 24.97 5,783 49.94 11,566 74.91 17,349 99.88 23,132 124.85 28,915 149.82 34,698 47
48 26.64 5,571 53.28 11,141 79.91 16,712 106.54 22,282 133.18 27,853 159.82 33,423 48
49 28.35 5,345 56.69 10,690 85.04 16,034 113.38 21,379 141.72 26,724 170.07 32,069 49
50 30.16 5,105 60.31 10,209 90.47 15,314 120.63 20,418 150.78 25,523 180.94 30,627 50
¹ CV @ age 65 or 10 years - Cash Value shown is at attained age 65 or the end of year 10 if later, and assumes all premiums have been paid, no changes have been made to the policy, and there is no policy debt.
This rate insert is for use with materials for applications taken in AK, AL, AR, AZ, CO, CT, DC, DE, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE,
NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WY, and is not to be used on its own. EOI = Evidence of Insurability. EOI is required for all quotes for
issue ages 66-80.
EXCLUSIONS AND LIMITATIONS: Suicide Exclusion - If a covered person commits suicide, the death benefit may be limited to the premiums paid for that covered person.
Other Exclusions and Limitations - The policy and riders (if included) have other elimination periods, exclusions and limitations that may affect coverage.
Please refer to the policy for details.
Rates shown are based on Tobacco/Non-tobacco, Issue Age Specific rating structure. SEMIMONTHLY means 24 times per year.

This information is valid as long as information remains current, but in no event later than 12/31/2021. Individual Whole Life Insurance benefits are provided under
form ICC18IWLP, or state variations thereof. Rider benefits are provided under the following forms, or state variations thereof: [100%] Accelerated Death Benefit for Allstate Benefits is a marketing
Chronic Illness (ICC18IWLPCI), and Accelerated Death Benefit for Terminal Illness or Condition (ICC18IWLPTI). name used by American Heritage
Life Insurance Company, a
subsidiary of The Allstate
This is underwritten by American Heritage Life Insurance Company (Home Office, Jacksonville, FL).
Corporation. ©2020 Allstate
Details of the insurance, including exclusions, restrictions, and other provisions are included in the policies issued. Insurance Company.
For additional information, you may contact your Allstate Benefits Representative.
www.allstate.com or
allstatebenefits.com

† Issue Ages 18-70 Only for [100%] Accelerated Death Benefit for Chronic Illness (CI). HO Use Only: MD-7311-TNTS-B_STD_-TRUE-60-FA-25000-
150000-25000-PI:E-24x-TI:T-PWP:F-ADB:F-TYT:0-CI:T-CT:F-
ST:F
NOTE: Quotes in columns with highlighted IWL Death Benefit require evidence of insurability (EOI). Ratecard generated November 18, 2020 - 4:55 PM by IWL rate generator version: 2.43769.
ABJ20743-88889 #Confidential Information