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Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with riders (when available for the issue age): Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with riders (when available for the issue age):

[100%] Accelerated Death Benefit for Chronic Illness (CI)†, and Accelerated Death Benefit for Terminal Illness or Condition (TI)

T O B A C C O P R E M I U M R A T E S A N D V A L U E S T O B A C C O P R E M I U M R A T E S A N D V A L U E S
Death $25,000 $50,000 $75,000 $100,000 $125,000 $150,000 Death
Benefit Benefit

Issue Semimonthly CV @ age 65 Semimonthly CV @ age 65 Semimonthly CV @ age 65 Semimonthly CV @ age 65 Semimonthly CV @ age 65 Semimonthly CV @ age 65 This section intentionally Issue
Age Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ left blank. Age

19 $10.05 $10,993 $20.09 $21,986 $30.13 $32,979 $40.17 $43,972 $50.21 $54,965 $60.26 $65,958 19
20 10.11 10,932 20.21 21,864 30.32 32,795 40.42 43,727 50.52 54,659 60.63 65,591 20
21 10.57 10,867 21.13 21,735 31.69 32,602 42.25 43,469 52.82 54,336 63.38 65,204 21
22 11.04 10,800 22.06 21,599 33.10 32,399 44.13 43,198 55.16 53,998 66.19 64,797 22
23 11.53 10,728 23.04 21,456 34.57 32,183 46.08 42,911 57.61 53,639 69.13 64,367 23
24 12.06 10,653 24.11 21,306 36.16 31,958 48.21 42,611 60.26 53,264 72.32 63,917 24
25 12.65 10,574 25.29 21,148 37.94 31,721 50.59 42,295 63.23 52,869 75.88 63,443 25
26 13.21 10,491 26.42 20,981 39.63 31,472 52.84 41,962 66.04 52,453 79.26 62,943 26
27 13.81 10,403 27.61 20,805 41.41 31,208 55.21 41,610 69.02 52,013 82.82 62,415 27
28 14.42 10,309 28.84 20,619 43.25 30,928 57.67 41,237 72.09 51,546 86.51 61,856 28
29 15.01 10,211 30.02 20,422 45.03 30,632 60.04 40,843 75.05 51,054 90.07 61,265 29
30 15.55 10,107 31.11 20,213 46.66 30,320 62.21 40,426 77.76 50,533 93.32 60,639 30
31 16.32 9,997 32.63 19,993 48.94 29,990 65.25 39,986 81.56 49,983 97.88 59,979 31
32 17.12 9,881 34.23 19,761 51.35 29,642 68.46 39,522 85.58 49,403 102.69 59,283 32
33 18.00 9,758 36.00 19,516 54.00 29,273 72.00 39,031 90.00 48,789 108.01 58,547 33
34 18.95 9,629 37.90 19,259 56.85 28,888 75.80 38,517 94.74 48,146 113.69 57,776 34
35 19.83 9,495 39.67 18,990 59.50 28,484 79.34 37,979 99.17 47,474 119.01 56,969 35
36 20.78 9,353 41.57 18,707 62.35 28,060 83.13 37,413 103.91 46,766 124.69 56,120 36
37 21.94 9,205 43.88 18,411 65.82 27,616 87.75 36,821 109.69 46,026 131.63 55,232 37
38 23.17 9,051 46.34 18,101 69.50 27,152 92.67 36,202 115.83 45,253 139.01 54,303 38
39 24.41 8,888 48.81 17,776 73.22 26,664 97.63 35,552 122.03 44,440 146.44 53,328 39
40 25.56 8,717 51.11 17,434 76.66 26,151 102.21 34,868 127.77 43,585 153.32 52,302 40
41 27.07 8,537 54.13 17,074 81.19 25,610 108.25 34,147 135.32 42,684 162.38 51,221 41
42 28.65 8,346 57.29 16,693 85.94 25,039 114.59 33,385 143.23 41,731 171.88 50,078 42
43 30.31 8,144 60.63 16,289 90.94 24,433 121.25 32,577 151.57 40,721 181.88 48,866 43
44 32.07 7,930 64.15 15,860 96.22 23,790 128.29 31,720 160.37 39,650 192.44 47,580 44
45 33.76 7,702 67.52 15,404 101.28 23,105 135.05 30,807 168.80 38,509 202.57 46,211 45
46 35.63 7,459 71.25 14,919 106.88 22,378 142.50 29,837 178.13 37,296 213.76 44,756 46
47 37.71 7,202 75.42 14,404 113.13 21,606 150.83 28,808 188.54 36,010 226.26 43,212 47
48 39.94 6,929 79.88 13,858 119.82 20,787 159.75 27,716 199.69 34,645 239.63 41,574 48
49 42.19 6,639 84.38 13,279 126.57 19,918 168.75 26,557 210.94 33,196 253.13 39,836 49
50 44.61 6,331 89.21 12,663 133.82 18,994 178.42 25,325 223.02 31,656 267.63 37,988 50
¹ CV @ age 65 or 10 years - Cash Value shown is at attained age 65 or the end of year 10 if later, and assumes all premiums have been paid, no changes have been made to the policy, and there is no policy debt.
This rate insert is for use with materials for applications taken in AK, AL, AR, AZ, CO, CT, DC, DE, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE,
NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WY, and is not to be used on its own. EOI = Evidence of Insurability. EOI is required for all quotes for
EXCLUSIONS AND LIMITATIONS: Suicide Exclusion - If a covered person commits suicide, the death benefit may be limited to the premiums paid for that covered person.
Other Exclusions and Limitations - The policy and riders (if included) have other elimination periods, exclusions and limitations that may affect coverage.
Please refer to the policy for details.
Rates shown are based on Tobacco/Non-tobacco, Issue Age Specific rating structure. SEMIMONTHLY means 24 times per year.

This information is valid as long as information remains current, but in no event later than 12/31/2021. Individual Whole Life Insurance benefits are provided under
form ICC18IWLP, or state variations thereof. Rider benefits are provided under the following forms, or state variations thereof: [100%] Accelerated Death Benefit for Allstate Benefits is a marketing
Chronic Illness (ICC18IWLPCI), and Accelerated Death Benefit for Terminal Illness or Condition (ICC18IWLPTI). name used by American Heritage
Life Insurance Company, a
subsidiary of The Allstate
This is underwritten by American Heritage Life Insurance Company (Home Office, Jacksonville, FL).
Corporation. ©2020 Allstate
Details of the insurance, including exclusions, restrictions, and other provisions are included in the policies issued.
Insurance Company.
For additional information, you may contact your Allstate Benefits Representative. www.allstate.com or
allstatebenefits.com

† Issue Ages 18-70 Only for [100%] Accelerated Death Benefit for Chronic Illness (CI). HO Use Only: MD-7311-TNTS-B_STD_-TRUE-60-FA-25000-
150000-25000-PI:E-24x-TI:T-PWP:F-ADB:F-TYT:0-CI:T-CT:F-
ST:F
NOTE: Quotes in columns with highlighted Death Benefit require evidence of insurability (EOI). Ratecard generated November 18, 2020 - 4:55 PM by IWL rate generator version: 2.43769.
ABJ20743-88889 #Confidential Information