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Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with riders (when available for the issue age):

                                                           [100%] Accelerated Death Benefit for Chronic Illness (CI)†, and Accelerated Death Benefit for Terminal Illness or Condition (TI)

                                                                                              N O N - T O B A C C O   P R E M I U M   R A T E S   A N D   V A L U E S
                                        Death         $25,000              $50,000              $75,000              $100,000              $125,000             $150,000                             Death
                                        Benefit                                                                                                                                                     Benefit

                                         Issue  Semimonthly  CV @ age 65  Semimonthly  CV @ age 65  Semimonthly  CV @ age 65  Semimonthly  CV @ age 65  Semimonthly  CV @ age 65  Semimonthly  CV @ age 65  This section  intentionally    Issue
                                         Age       Premium  or 10 years¹  Premium  or 10 years¹  Premium  or 10 years¹  Premium  or 10 years¹  Premium  or 10 years¹  Premium  or 10 years¹  left blank.  Age
                                          51       $32.08     $4,849    $64.17     $9,699     $96.25   $14,548    $128.34    $19,397   $160.42    $24,246    $192.51   $29,096                        51
                                          52        34.50      4,578     69.00      9,157     103.50    13,735     138.00     18,313    172.50     22,891     207.01    27,470                        52
                                          53        36.97      4,291     73.94      8,582     110.91    12,873     147.88     17,164    184.84     21,455     221.82    25,746                        53
                                          54        39.62      3,986     79.23      7,972     118.85    11,958     158.46     15,944    198.08     19,930     237.69    23,916                        54
                                          55        42.79      3,663     85.59      7,326     128.38    10,988     171.17     14,651    213.96     18,314     256.76    21,977                        55
                                          56        46.19      3,844     92.38      7,688     138.56    11,532     184.75     15,376    230.94     19,220     277.13    23,064                        56
                                          57        49.69      4,035     99.38      8,070     149.07    12,104     198.75     16,139    248.44     20,174     298.13    24,209                        57
                                          58        53.51      4,235    107.02      8,470     160.53    12,705     214.04     16,940    267.55     21,175     321.07    25,410                        58
                                          59        57.10      4,446    114.19      8,892     171.29    13,337     228.38     17,783    285.47     22,229     342.57    26,675                        59
                                          60        60.89      4,667    121.77      9,334     182.66    14,000     243.54     18,667    304.43     23,334     365.32    28,001                        60
                                          61        65.74      4,898    131.48      9,797     197.22    14,695     262.96     19,593    328.70     24,491     394.44    29,390                        61
                                          62        70.09      5,141    140.17     10,282     210.26    15,422     280.34     20,563    350.42     25,704     420.50    30,845                        62
                                          63        76.64      5,394    153.28     10,788     229.91    16,181     306.54     21,575    383.18     26,969     459.82    32,363                        63
                                          64        77.47      5,657    154.94     11,315     232.41    16,972     309.88     22,629    387.35     28,286     464.82    33,944                        64
                                          65        78.33      5,931    156.65     11,861     234.97    17,792     313.30     23,722    391.62     29,653     469.94    35,583                        65



                                        w/EOI                                                                                                                                                        w/EOI
                                          66        90.21      6,214    180.42     12,428     270.63    18,641     360.83     24,855    451.04     31,069     541.26    37,283                        66
                                          67        97.20      6,507    194.40     13,014     291.60    19,520     388.80     26,027    485.99     32,534     583.19    39,041                        67
                                          68       110.63      6,809    221.25     13,618     331.88    20,426     442.50     27,235    553.13     34,044     663.75    40,853                        68
                                          69       114.19      7,119    228.38     14,238     342.57    21,356     456.75     28,475    570.94     35,594     685.13    42,713                        69
                                          70       122.66      7,434    245.32     14,869     367.97    22,303     490.63     29,737    613.29     37,171     735.94    44,606                        70
                                          71       117.93      7,808    235.86     15,615     353.78    23,423     471.71     31,230    589.64     39,038     707.57    46,845                        71
                                          72       127.48      8,192    254.96     16,384     382.44    24,575     509.92     32,767    637.40     40,959     764.88    49,151                        72
                                          73       138.25      8,596    276.50     17,191     414.75    25,787     553.00     34,382    691.25     42,978     829.50    51,573                        73
                                          74       150.19      9,022    300.38     18,043     450.57    27,065     600.75     36,086    750.94     45,108     901.13    54,129                        74
                                          75       163.51      9,457    327.02     18,914     490.53    28,371     654.04     37,828    817.55     47,285     981.07    56,742                        75
                                          76       178.50      9,904    357.00     19,807     535.50    29,711     714.00     39,614    892.50     49,518   1,071.00    59,421                        76
                                          77       195.36     10,382    390.71     20,763     586.07    31,145     781.42     41,526    976.77     51,908   1,172.13    62,289                        77
                                          78       214.26     10,902    428.52     21,805     642.78    32,707     857.04     43,609   1,071.30    54,511   1,285.57    65,414                        78
                                          79       235.47     11,486    470.94     22,972     706.41    34,458     941.88     45,944   1,177.35    57,430   1,412.82    68,916                        79
                                          80       259.23     12,173    518.46     24,347     777.69    36,520    1,036.92    48,693   1,296.15    60,866   1,555.38    73,040                        80
                                       ¹ CV @ age 65 or 10 years - Cash Value shown is at attained age 65 or the end of year 10 if later, and assumes all premiums have been paid, no changes have been made to the policy, and there is no policy debt.
                                       This rate insert is for use with materials for applications taken in AK, AL, AR, AZ, CO, CT, DC, DE, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE,
                                       NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WY, and is not to be used on its own.    EOI = Evidence of Insurability. EOI is required for all quotes for
                                       issue ages 66-80.
                                       EXCLUSIONS AND LIMITATIONS: Suicide Exclusion - If a covered person commits suicide, the death benefit may be limited to the premiums paid for that covered person.
                                       Other Exclusions and Limitations - The policy and riders (if included) have other elimination periods, exclusions and limitations that may affect coverage.
                                                                    Please refer to the policy for details.
                                       Rates shown are based on Tobacco/Non-tobacco, Issue Age Specific rating structure. SEMIMONTHLY means 24 times per year.

                                       This information is valid as long as information remains current, but in no event later than 12/31/2021. Individual Whole Life Insurance benefits are provided under
                                       form ICC18IWLP, or state variations thereof. Rider benefits are provided under the following forms, or state variations thereof:  [100%] Accelerated Death Benefit for   Allstate Benefits is a marketing
                                       Chronic Illness (ICC18IWLPCI), and Accelerated Death Benefit for Terminal Illness or Condition (ICC18IWLPTI).                            name used by American Heritage
                                                                                                                                                                                     Life Insurance Company, a
                                                                                                                                                                                      subsidiary of The Allstate
                                       This is underwritten by American Heritage Life Insurance Company (Home Office, Jacksonville, FL).
                                                                                                                                                                                    Corporation. ©2020 Allstate
                                       Details of the insurance, including exclusions, restrictions, and other provisions are included in the policies issued.                            Insurance Company.
                                       For additional information, you may contact your Allstate Benefits Representative.
                                                                                                                                                                                          www.allstate.com or
                                                                                                                                                                                          allstatebenefits.com


                                       † Issue Ages 18-70 Only for [100%] Accelerated Death Benefit for Chronic Illness (CI).                                       HO Use Only: MD-7311-TNTS-B_STD_-TRUE-60-FA-25000-
                                                                                                                                                                    150000-25000-PI:E-24x-TI:T-PWP:F-ADB:F-TYT:0-CI:T-CT:F-
                                                                                                                                                                    ST:F
                                       NOTE: Quotes in columns with highlighted IWL Death Benefit require evidence of insurability (EOI).  Ratecard generated November 18, 2020 - 4:55 PM by IWL rate generator version: 2.43769.
            ABJ20743-88889                                                                                                                                                                                        #Confidential Information
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