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Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with riders (when available for the issue age):
[100%] Accelerated Death Benefit for Chronic Illness (CI)†, and Accelerated Death Benefit for Terminal Illness or Condition (TI)
N O N - T O B A C C O P R E M I U M R A T E S A N D V A L U E S
Death $25,000 $50,000 $75,000 $100,000 $125,000 $150,000 Death
Benefit Benefit
Issue Semimonthly CV @ age 65 Semimonthly CV @ age 65 Semimonthly CV @ age 65 Semimonthly CV @ age 65 Semimonthly CV @ age 65 Semimonthly CV @ age 65 This section intentionally Issue
Age Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ left blank. Age
51 $32.08 $4,849 $64.17 $9,699 $96.25 $14,548 $128.34 $19,397 $160.42 $24,246 $192.51 $29,096 51
52 34.50 4,578 69.00 9,157 103.50 13,735 138.00 18,313 172.50 22,891 207.01 27,470 52
53 36.97 4,291 73.94 8,582 110.91 12,873 147.88 17,164 184.84 21,455 221.82 25,746 53
54 39.62 3,986 79.23 7,972 118.85 11,958 158.46 15,944 198.08 19,930 237.69 23,916 54
55 42.79 3,663 85.59 7,326 128.38 10,988 171.17 14,651 213.96 18,314 256.76 21,977 55
56 46.19 3,844 92.38 7,688 138.56 11,532 184.75 15,376 230.94 19,220 277.13 23,064 56
57 49.69 4,035 99.38 8,070 149.07 12,104 198.75 16,139 248.44 20,174 298.13 24,209 57
58 53.51 4,235 107.02 8,470 160.53 12,705 214.04 16,940 267.55 21,175 321.07 25,410 58
59 57.10 4,446 114.19 8,892 171.29 13,337 228.38 17,783 285.47 22,229 342.57 26,675 59
60 60.89 4,667 121.77 9,334 182.66 14,000 243.54 18,667 304.43 23,334 365.32 28,001 60
61 65.74 4,898 131.48 9,797 197.22 14,695 262.96 19,593 328.70 24,491 394.44 29,390 61
62 70.09 5,141 140.17 10,282 210.26 15,422 280.34 20,563 350.42 25,704 420.50 30,845 62
63 76.64 5,394 153.28 10,788 229.91 16,181 306.54 21,575 383.18 26,969 459.82 32,363 63
64 77.47 5,657 154.94 11,315 232.41 16,972 309.88 22,629 387.35 28,286 464.82 33,944 64
65 78.33 5,931 156.65 11,861 234.97 17,792 313.30 23,722 391.62 29,653 469.94 35,583 65
w/EOI w/EOI
66 90.21 6,214 180.42 12,428 270.63 18,641 360.83 24,855 451.04 31,069 541.26 37,283 66
67 97.20 6,507 194.40 13,014 291.60 19,520 388.80 26,027 485.99 32,534 583.19 39,041 67
68 110.63 6,809 221.25 13,618 331.88 20,426 442.50 27,235 553.13 34,044 663.75 40,853 68
69 114.19 7,119 228.38 14,238 342.57 21,356 456.75 28,475 570.94 35,594 685.13 42,713 69
70 122.66 7,434 245.32 14,869 367.97 22,303 490.63 29,737 613.29 37,171 735.94 44,606 70
71 117.93 7,808 235.86 15,615 353.78 23,423 471.71 31,230 589.64 39,038 707.57 46,845 71
72 127.48 8,192 254.96 16,384 382.44 24,575 509.92 32,767 637.40 40,959 764.88 49,151 72
73 138.25 8,596 276.50 17,191 414.75 25,787 553.00 34,382 691.25 42,978 829.50 51,573 73
74 150.19 9,022 300.38 18,043 450.57 27,065 600.75 36,086 750.94 45,108 901.13 54,129 74
75 163.51 9,457 327.02 18,914 490.53 28,371 654.04 37,828 817.55 47,285 981.07 56,742 75
76 178.50 9,904 357.00 19,807 535.50 29,711 714.00 39,614 892.50 49,518 1,071.00 59,421 76
77 195.36 10,382 390.71 20,763 586.07 31,145 781.42 41,526 976.77 51,908 1,172.13 62,289 77
78 214.26 10,902 428.52 21,805 642.78 32,707 857.04 43,609 1,071.30 54,511 1,285.57 65,414 78
79 235.47 11,486 470.94 22,972 706.41 34,458 941.88 45,944 1,177.35 57,430 1,412.82 68,916 79
80 259.23 12,173 518.46 24,347 777.69 36,520 1,036.92 48,693 1,296.15 60,866 1,555.38 73,040 80
¹ CV @ age 65 or 10 years - Cash Value shown is at attained age 65 or the end of year 10 if later, and assumes all premiums have been paid, no changes have been made to the policy, and there is no policy debt.
This rate insert is for use with materials for applications taken in AK, AL, AR, AZ, CO, CT, DC, DE, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE,
NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WY, and is not to be used on its own. EOI = Evidence of Insurability. EOI is required for all quotes for
issue ages 66-80.
EXCLUSIONS AND LIMITATIONS: Suicide Exclusion - If a covered person commits suicide, the death benefit may be limited to the premiums paid for that covered person.
Other Exclusions and Limitations - The policy and riders (if included) have other elimination periods, exclusions and limitations that may affect coverage.
Please refer to the policy for details.
Rates shown are based on Tobacco/Non-tobacco, Issue Age Specific rating structure. SEMIMONTHLY means 24 times per year.
This information is valid as long as information remains current, but in no event later than 12/31/2021. Individual Whole Life Insurance benefits are provided under
form ICC18IWLP, or state variations thereof. Rider benefits are provided under the following forms, or state variations thereof: [100%] Accelerated Death Benefit for Allstate Benefits is a marketing
Chronic Illness (ICC18IWLPCI), and Accelerated Death Benefit for Terminal Illness or Condition (ICC18IWLPTI). name used by American Heritage
Life Insurance Company, a
subsidiary of The Allstate
This is underwritten by American Heritage Life Insurance Company (Home Office, Jacksonville, FL).
Corporation. ©2020 Allstate
Details of the insurance, including exclusions, restrictions, and other provisions are included in the policies issued. Insurance Company.
For additional information, you may contact your Allstate Benefits Representative.
www.allstate.com or
allstatebenefits.com
† Issue Ages 18-70 Only for [100%] Accelerated Death Benefit for Chronic Illness (CI). HO Use Only: MD-7311-TNTS-B_STD_-TRUE-60-FA-25000-
150000-25000-PI:E-24x-TI:T-PWP:F-ADB:F-TYT:0-CI:T-CT:F-
ST:F
NOTE: Quotes in columns with highlighted IWL Death Benefit require evidence of insurability (EOI). Ratecard generated November 18, 2020 - 4:55 PM by IWL rate generator version: 2.43769.
ABJ20743-88889 #Confidential Information