Page 26 - Webmechanix 2020
P. 26
Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with riders (when available for the issue age):
[100%] Accelerated Death Benefit for Chronic Illness (CI)†, and Accelerated Death Benefit for Terminal Illness or Condition (TI)
T O B A C C O P R E M I U M R A T E S A N D V A L U E S
Death $25,000 $50,000 $75,000 $100,000 $125,000 $150,000 Death
Benefit Benefit
Issue Semimonthly CV @ age 65 Semimonthly CV @ age 65 Semimonthly CV @ age 65 Semimonthly CV @ age 65 Semimonthly CV @ age 65 Semimonthly CV @ age 65 This section intentionally Issue
Age Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ left blank. Age
51 $47.34 $6,004 $94.69 $12,007 $142.03 $18,011 $189.38 $24,014 $236.72 $30,018 $284.07 $36,021 51
52 50.23 5,655 100.46 11,311 150.69 16,966 200.92 22,621 251.15 28,276 301.38 33,932 52
53 53.30 5,284 106.58 10,569 159.88 15,853 213.17 21,137 266.46 26,421 319.75 31,706 53
54 56.62 4,890 113.23 9,779 169.85 14,669 226.46 19,558 283.08 24,448 339.69 29,337 54
55 59.96 4,469 119.92 8,938 179.88 13,406 239.84 17,875 299.79 22,344 359.76 26,813 55
56 64.06 4,607 128.13 9,214 192.19 13,821 256.25 18,428 320.31 23,035 384.38 27,642 56
57 68.16 4,744 136.32 9,488 204.47 14,232 272.63 18,976 340.79 23,720 408.94 28,464 57
58 72.54 4,882 145.09 9,764 217.63 14,645 290.17 19,527 362.71 24,409 435.25 29,291 58
59 76.68 5,021 153.36 10,042 230.04 15,063 306.71 20,084 383.39 25,105 460.07 30,126 59
60 80.61 5,163 161.21 10,326 241.81 15,489 322.42 20,652 403.02 25,815 483.63 30,978 60
61 85.23 5,307 170.46 10,614 255.69 15,920 340.92 21,227 426.15 26,534 511.38 31,841 61
62 90.86 5,455 181.71 10,910 272.57 16,365 363.42 21,820 454.28 27,275 545.13 32,730 62
63 96.46 5,610 192.92 11,220 289.38 16,830 385.84 22,440 482.30 28,050 578.76 33,660 63
64 102.38 5,788 204.75 11,577 307.13 17,365 409.50 23,153 511.88 28,941 614.26 34,730 64
65 107.22 6,013 214.44 12,027 321.66 18,040 428.88 24,053 536.09 30,066 643.32 36,080 65
w/EOI w/EOI
66 112.11 6,252 224.21 12,504 336.31 18,756 448.42 25,008 560.52 31,260 672.63 37,512 66
67 120.01 6,508 240.02 13,015 360.04 19,523 480.05 26,030 600.06 32,538 720.07 39,045 67
68 129.40 6,782 258.79 13,564 388.19 20,345 517.59 27,127 646.98 33,909 776.38 40,691 68
69 138.64 7,078 277.27 14,156 415.91 21,233 554.54 28,311 693.18 35,389 831.82 42,467 69
70 148.04 7,393 296.09 14,785 444.13 22,178 592.17 29,570 740.21 36,963 888.25 44,355 70
71 144.27 7,719 288.54 15,438 432.82 23,157 577.09 30,876 721.36 38,595 865.63 46,314 71
72 155.20 8,053 310.40 16,105 465.60 24,158 620.79 32,210 775.99 40,263 931.19 48,315 72
73 167.20 8,388 334.40 16,775 501.60 25,163 668.79 33,550 835.99 41,938 1,003.19 50,325 73
74 180.58 8,724 361.15 17,448 541.72 26,171 722.29 34,895 902.87 43,619 1,083.44 52,343 74
75 195.53 9,079 391.07 18,158 586.60 27,236 782.13 36,315 977.66 45,394 1,173.19 54,473 75
76 212.27 9,446 424.54 18,892 636.82 28,337 849.09 37,783 1,061.36 47,229 1,273.63 56,675 76
77 230.94 9,820 461.88 19,640 692.82 29,459 923.75 39,279 1,154.69 49,099 1,385.63 58,919 77
78 251.68 10,228 503.36 20,457 755.03 30,685 1,006.71 40,913 1,258.39 51,141 1,510.07 61,370 78
79 274.69 10,697 549.38 21,393 824.07 32,090 1,098.75 42,786 1,373.44 53,483 1,648.13 64,179 79
80 300.17 11,277 600.34 22,554 900.50 33,830 1,200.67 45,107 1,500.84 56,384 1,801.00 67,661 80
¹ CV @ age 65 or 10 years - Cash Value shown is at attained age 65 or the end of year 10 if later, and assumes all premiums have been paid, no changes have been made to the policy, and there is no policy debt.
This rate insert is for use with materials for applications taken in AK, AL, AR, AZ, CO, CT, DC, DE, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE,
NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WY, and is not to be used on its own. EOI = Evidence of Insurability. EOI is required for all quotes for
EXCLUSIONS AND LIMITATIONS: Suicide Exclusion - If a covered person commits suicide, the death benefit may be limited to the premiums paid for that covered person.
Other Exclusions and Limitations - The policy and riders (if included) have other elimination periods, exclusions and limitations that may affect coverage.
Please refer to the policy for details.
Rates shown are based on Tobacco/Non-tobacco, Issue Age Specific rating structure. SEMIMONTHLY means 24 times per year.
This information is valid as long as information remains current, but in no event later than 12/31/2021. Individual Whole Life Insurance benefits are provided under
form ICC18IWLP, or state variations thereof. Rider benefits are provided under the following forms, or state variations thereof: [100%] Accelerated Death Benefit for Allstate Benefits is a marketing
Chronic Illness (ICC18IWLPCI), and Accelerated Death Benefit for Terminal Illness or Condition (ICC18IWLPTI). name used by American Heritage
Life Insurance Company, a
subsidiary of The Allstate
This is underwritten by American Heritage Life Insurance Company (Home Office, Jacksonville, FL).
Corporation. ©2020 Allstate
Details of the insurance, including exclusions, restrictions, and other provisions are included in the policies issued.
Insurance Company.
For additional information, you may contact your Allstate Benefits Representative. www.allstate.com or
allstatebenefits.com
† Issue Ages 18-70 Only for [100%] Accelerated Death Benefit for Chronic Illness (CI). HO Use Only: MD-7311-TNTS-B_STD_-TRUE-60-FA-25000-
150000-25000-PI:E-24x-TI:T-PWP:F-ADB:F-TYT:0-CI:T-CT:F-
ST:F
NOTE: Quotes in columns with highlighted Death Benefit require evidence of insurability (EOI). Ratecard generated November 18, 2020 - 4:55 PM by IWL rate generator version: 2.43769.
ABJ20743-88889 #Confidential Information