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Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with riders (when available for the issue age):

                                                           [100%] Accelerated Death Benefit for Chronic Illness (CI)†, and Accelerated Death Benefit for Terminal Illness or Condition (TI)

                                                                                                 T O B A C C O   P R E M I U M   R A T E S   A N D   V A L U E S
                                        Death         $25,000              $50,000              $75,000              $100,000              $125,000             $150,000                             Death
                                        Benefit                                                                                                                                                     Benefit

                                         Issue  Semimonthly  CV @ age 65  Semimonthly  CV @ age 65  Semimonthly  CV @ age 65  Semimonthly  CV @ age 65  Semimonthly  CV @ age 65  Semimonthly  CV @ age 65  This section  intentionally    Issue
                                         Age       Premium  or 10 years¹  Premium  or 10 years¹  Premium  or 10 years¹  Premium  or 10 years¹  Premium  or 10 years¹  Premium  or 10 years¹  left blank.  Age
                                          51       $47.34     $6,004    $94.69    $12,007    $142.03   $18,011    $189.38    $24,014   $236.72    $30,018    $284.07   $36,021                        51
                                          52        50.23      5,655    100.46     11,311     150.69    16,966     200.92     22,621    251.15     28,276     301.38    33,932                        52
                                          53        53.30      5,284    106.58     10,569     159.88    15,853     213.17     21,137    266.46     26,421     319.75    31,706                        53
                                          54        56.62      4,890    113.23      9,779     169.85    14,669     226.46     19,558    283.08     24,448     339.69    29,337                        54
                                          55        59.96      4,469    119.92      8,938     179.88    13,406     239.84     17,875    299.79     22,344     359.76    26,813                        55
                                          56        64.06      4,607    128.13      9,214     192.19    13,821     256.25     18,428    320.31     23,035     384.38    27,642                        56
                                          57        68.16      4,744    136.32      9,488     204.47    14,232     272.63     18,976    340.79     23,720     408.94    28,464                        57
                                          58        72.54      4,882    145.09      9,764     217.63    14,645     290.17     19,527    362.71     24,409     435.25    29,291                        58
                                          59        76.68      5,021    153.36     10,042     230.04    15,063     306.71     20,084    383.39     25,105     460.07    30,126                        59
                                          60        80.61      5,163    161.21     10,326     241.81    15,489     322.42     20,652    403.02     25,815     483.63    30,978                        60
                                          61        85.23      5,307    170.46     10,614     255.69    15,920     340.92     21,227    426.15     26,534     511.38    31,841                        61
                                          62        90.86      5,455    181.71     10,910     272.57    16,365     363.42     21,820    454.28     27,275     545.13    32,730                        62
                                          63        96.46      5,610    192.92     11,220     289.38    16,830     385.84     22,440    482.30     28,050     578.76    33,660                        63
                                          64       102.38      5,788    204.75     11,577     307.13    17,365     409.50     23,153    511.88     28,941     614.26    34,730                        64
                                          65       107.22      6,013    214.44     12,027     321.66    18,040     428.88     24,053    536.09     30,066     643.32    36,080                        65



                                        w/EOI                                                                                                                                                        w/EOI
                                          66       112.11      6,252    224.21     12,504     336.31    18,756     448.42     25,008    560.52     31,260     672.63    37,512                        66
                                          67       120.01      6,508    240.02     13,015     360.04    19,523     480.05     26,030    600.06     32,538     720.07    39,045                        67
                                          68       129.40      6,782    258.79     13,564     388.19    20,345     517.59     27,127    646.98     33,909     776.38    40,691                        68
                                          69       138.64      7,078    277.27     14,156     415.91    21,233     554.54     28,311    693.18     35,389     831.82    42,467                        69
                                          70       148.04      7,393    296.09     14,785     444.13    22,178     592.17     29,570    740.21     36,963     888.25    44,355                        70
                                          71       144.27      7,719    288.54     15,438     432.82    23,157     577.09     30,876    721.36     38,595     865.63    46,314                        71
                                          72       155.20      8,053    310.40     16,105     465.60    24,158     620.79     32,210    775.99     40,263     931.19    48,315                        72
                                          73       167.20      8,388    334.40     16,775     501.60    25,163     668.79     33,550    835.99     41,938   1,003.19    50,325                        73
                                          74       180.58      8,724    361.15     17,448     541.72    26,171     722.29     34,895    902.87     43,619   1,083.44    52,343                        74
                                          75       195.53      9,079    391.07     18,158     586.60    27,236     782.13     36,315    977.66     45,394   1,173.19    54,473                        75
                                          76       212.27      9,446    424.54     18,892     636.82    28,337     849.09     37,783   1,061.36    47,229   1,273.63    56,675                        76
                                          77       230.94      9,820    461.88     19,640     692.82    29,459     923.75     39,279   1,154.69    49,099   1,385.63    58,919                        77
                                          78       251.68     10,228    503.36     20,457     755.03    30,685    1,006.71    40,913   1,258.39    51,141   1,510.07    61,370                        78
                                          79       274.69     10,697    549.38     21,393     824.07    32,090    1,098.75    42,786   1,373.44    53,483   1,648.13    64,179                        79
                                          80       300.17     11,277    600.34     22,554     900.50    33,830    1,200.67    45,107   1,500.84    56,384   1,801.00    67,661                        80
                                       ¹ CV @ age 65 or 10 years - Cash Value shown is at attained age 65 or the end of year 10 if later, and assumes all premiums have been paid, no changes have been made to the policy, and there is no policy debt.
                                       This rate insert is for use with materials for applications taken in AK, AL, AR, AZ, CO, CT, DC, DE, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE,
                                       NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WY, and is not to be used on its own.    EOI = Evidence of Insurability. EOI is required for all quotes for
                                       EXCLUSIONS AND LIMITATIONS: Suicide Exclusion - If a covered person commits suicide, the death benefit may be limited to the premiums paid for that covered person.
                                       Other Exclusions and Limitations - The policy and riders (if included) have other elimination periods, exclusions and limitations that may affect coverage.
                                                                    Please refer to the policy for details.
                                       Rates shown are based on Tobacco/Non-tobacco, Issue Age Specific rating structure. SEMIMONTHLY means 24 times per year.

                                       This information is valid as long as information remains current, but in no event later than 12/31/2021. Individual Whole Life Insurance benefits are provided under
                                       form ICC18IWLP, or state variations thereof. Rider benefits are provided under the following forms, or state variations thereof:  [100%] Accelerated Death Benefit for   Allstate Benefits is a marketing
                                       Chronic Illness (ICC18IWLPCI), and Accelerated Death Benefit for Terminal Illness or Condition (ICC18IWLPTI).                            name used by American Heritage
                                                                                                                                                                                     Life Insurance Company, a
                                                                                                                                                                                      subsidiary of The Allstate
                                       This is underwritten by American Heritage Life Insurance Company (Home Office, Jacksonville, FL).
                                                                                                                                                                                    Corporation. ©2020 Allstate
                                       Details of the insurance, including exclusions, restrictions, and other provisions are included in the policies issued.
                                                                                                                                                                                          Insurance Company.
                                       For additional information, you may contact your Allstate Benefits Representative.                                                                 www.allstate.com or
                                                                                                                                                                                          allstatebenefits.com

                                       † Issue Ages 18-70 Only for [100%] Accelerated Death Benefit for Chronic Illness (CI).                                       HO Use Only: MD-7311-TNTS-B_STD_-TRUE-60-FA-25000-
                                                                                                                                                                    150000-25000-PI:E-24x-TI:T-PWP:F-ADB:F-TYT:0-CI:T-CT:F-
                                                                                                                                                                    ST:F
                                       NOTE: Quotes in columns with highlighted Death Benefit require evidence of insurability (EOI).  Ratecard generated November 18, 2020 - 4:55 PM by IWL rate generator version: 2.43769.
            ABJ20743-88889                                                                                                                                                                                        #Confidential Information
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