Page 13 - webmechanix

American
Heritage Life
Insurance Company

Protecting those you love
during life’s most
challenging times

Term Life Insurance from Allstate Benefits
**

A death not only lea DID YOU
A death not only leaves behind loved ones, but can also leave financial obligations. ves behind loved ones, but can also leave financial obligations.
And, if you’re like most people, you don’t have enough life insurance to keep your ou’re like most people, you don’t have enough life insurance to keep your
And, if y KNOW?
f family afloat if an unexpected death occurs. Give yourself and your loved ones a amily afloat if an unexpected death occurs. Give yourself and your loved ones a
gif
gift of love – put yourself in Good Hands with coverage from Allstate Benefits.t of love – put yourself in Good Hands with coverage from Allstate Benefits.
Without a Term Life Insurance policy, your family may have to tap into their savings, ithout a Term Life Insurance policy, your family may have to tap into their savings,
W
r
retirement, or 401k to help cover final expenses and everyday living expenses should a etirement, or 401k to help cover final expenses and everyday living expenses should a
br
breadwinner die unexpectedly. This product is renewable every 20 years, with coverage eadwinner die unexpectedly. This product is renewable every 20 years, with coverage
ending at ag
ending at age 70.e 70.
A number of financial concerns
Here’s How It Workse’s How It Works
Her remain consistent from person to
Y
You choose the coverage that’s right for you and your family. With planning, the death ou choose the coverage that’s right for you and your family. With planning, the death person, including long-term care,
benefit can pas
benefit can pass to your beneficiaries free from state or federal estate taxes. Consult s to your beneficiaries free from state or federal estate taxes. Consult financial security of dependents,
with your tax advisor for specific information. Then, when life comes to an end, your our tax advisor for specific information. Then, when life comes to an end, your
with y credit card debt, and having a
1
beneficiary can receive a tax-free death benefit that can be used to help pay for funeral eceive a tax-free death benefit that can be used to help pay for funeral
beneficiary can r comfortable retirement.
expenses, mortgage payments and more.xpenses, mortgage payments and more.
e
Meeting Your Needsour Needs
Meeting Y 69%
•
• You choose the death benefit amount to leave behindYou choose the death benefit amount to leave behind Sixty-nine percent of people
•
• Individual coverage is available for both you and your spouse. Your child(ren) can be Individual coverage is available for both you and your spouse. Your child(ren) can be surveyed would have trouble
covered through the addition of the Children's Term Riderovered through the addition of the Children's Term Rider
c paying living expenses in two
• Premiums are affordablePremiums are affordable years or less if they were to lose
•
their primary wage earner.
1
•
• Conversion available before age 65Conversion available before age 65
• Tax-free death benefit paid directly to your designated beneficiary*Tax-free death benefit paid directly to your designated beneficiary**
•
With Allstate Benefits, you gain peace of mind knowing your loved ones will receive a ith Allstate Benefits, you gain peace of mind knowing your loved ones will receive a
W
financial safety net when you die – think of it as your final gift of love.ety net when you die – think of it as your final gift of love.
financial saf
Ar
Are you in good hands? You can be.e you in good hands? You can be.
® ®
*Allstate Benefits is the marketing name used by American Heritage Life Insurance Company, a subsidiary of The Allstate
Corporation. 2017 Insurance Barometer Study, LIMRA
1
**With proper planning, the death benefit can pass to your beneficiaries free from state or federal estate
taxes. Please consult with your tax advisor for specific information.
POD46199 1