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EXCLUSIONS AND LIMITATIONS
Suicide Exclusion - If a covered person commits suicide, the death benefit may be limited to the
premiums paid for that covered person.
Other Exclusions and Limitations - The policy and riders have other elimination periods, exclusions and
limitations that may affect coverage. Please refer to your policy for details.

Customized Rates Available Upon Request

This brochure is for use in MD.
This material is valid as long as information remains current, but in no event later than April 30, 2022.
Allstate Benefits is the marketing Term Life Insurance benefits are provided under policy form P20RCT, or state variations thereof. Rider benefits are
provided under the following forms or state variations thereof: Accidental Death Benefit Rider TADB1 or ADB; Total
name used by American Heritage Disability Premium Waiver Rider TPW1 or PW; Spouse Term Rider TSTR2 or STR; and Children’s Term Rider TCTR3 or
Life Insurance Company, a subsidiary CTR2.
of The Allstate Corporation. ©2019
Allstate Insurance Company. This information highlights some features of the policy but is not the insurance contract. Only the actual policy
www.allstate.com or provisions control. For additional information, you may contact your Allstate Benefits Representative. Underwritten
allstatebenefits.com by American Heritage Life Insurance Company (Home Office, Jacksonville, FL).
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