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BFSI Chronicle, 11  Edition September2022
                                                                                        th





             EFFECTIVE




             PENETRATION OF





             HEALTH INSURANCE





             IN INDIA
























                                                            Abstract
                                                            Insurance  basically speaking is ‘Hedging’ against
                                                            unexpected unwanted risk small or big. If it is hedging,
                                                            why is it not accepted in majority? What are those
                                                            reasons to be focused on? To what extent these reasons
                                                            can be thought over and resolved?


                                                            The skewness of the coverage of health insurance is to
                                                            be straightened.



                                                             Effective penetration is effective when policy holder

                                                            does not face any diffi  culty in case, he/she happens to

                                                            avail the benefit of the policy. This becomes easier in
                                                            the option of cashless transactions. Along with there
             Dr. Jyotsna Haran (Retired)                    must be strict vigilance that no one is able to misuse
             Presently Visiting Professor in Mumbai         the facilities provided by the scheme.




                                                                              The Institute Of Cost Accountants Of India

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