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MANCHESTER CO-OPERATIVE CREDIT UNION (1977) LTD.



            Conclusion

            Although the credit union has performed reasonably well it is not being complacent in its operations as
            we the Board and Management recognize the impact that competition can have on its viability. Therefore,
            we constantly seek methods to increase earnings and improve the member-experience that will continue
            to transform the credit union to meet the needs of its captive market.

            I take this opportunity to commend the team of hardworking staff and volunteers for the efforts you
            have made in realizing these goals and to you our members for your continued support.

            While we are mindful of the challenges that lie ahead, let us continue to work together to make our Credit
            Union stronger and better able to serve you our members.





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                   Alfred DaleyAlfred Daley
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                    T T T r e a s u r r r e r
                    Treasurer
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            30                                                                               ANNUAL REPORT 2017
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